Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$2,199,000

10747 Birch Bluff Ave, San Diego, CA 92131

5Beds
4Baths
3,429Sq ft
1985Built
28,749Lot sq ft

Listed by Andrew Plante, Renovation Realty · 858-242-2051

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

A wonderful floorplan for a growing, or multigenerational family, with top rated schools! Tastefully renovated Scripps Ranch home offering unobstructed canyon views and a rare four-car garage The home features Alabaster slim-shaker cabinetry throughout, quartz countertops and brand-new appliances. Oak luxury vinyl plank flooring, fresh interior paint, new light fixtures, solar, and two new HVAC systems (2-ton and 4-ton) complete the extensive upgrades. All four bathrooms have been fully updated with tile or LVP flooring, refined tile surrounds with custom niches, and modern finishes. The primary suite is a true retreat, featuring a freestanding soaking tub positioned to enjoy the canyon views. The upper level offers exceptional flexibility, overlooking the pool and featuring a spacious great room, balcony, wet bar, second laundry room, and two bedrooms connected by a Jack-and-Jill bathroom. Outdoor living shines with a resurfaced pool and spa, complete with new heater and equipment, all surrounded by a generously sized Trex deck. The property also includes grassy areas ideal for kids and pets, all set against breathtaking canyon vistas. With abundant storage and a four-car garage perfect for vehicles, toys, or a workshop, this home delivers both luxury and versatility in one of Scripps Ranch’s most desirable settings.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$641Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
28,749 sq ftLot
4 garage + 4Parking spaces
NoADU / guest unit
198541 years old
1Days on market

Interior

Bedrooms5
Bathrooms4 full
Living area3,429 sq ft
Levels2 Story
RoomsBonus Room
AppliancesDishwasherDisposalMicrowavePool/Spa/EquipmentRefrigeratorFreezerIce MakerGas Cooking
Fireplace1 · FP in Living Room
LaundryGas

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air, Dual
WaterMeter on Property
SewerSewer Connected

Exterior & lot

Lot size28,749 sq ft (.5 to 1 AC)
ViewValley/Canyon
PoolBelow Ground, Fenced, Heated
FencingWood, Wrought Iron

Construction

Year built1985
Exterior wallsStucco
RoofTile/Clay

Parking

Garage spaces4
Other spaces4
Total spaces8
Parking featuresAttached

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone

Property & listing details

Home typeDetached
OwnershipFee Simple
Parcel number (APN)320-092-01-00
NeighborhoodWhispering Ridge
Subdivision / tractSCRIPPS RANCH
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional
Listed onNov 9, 2026
Original list price$2,199,000
Last price changeNov 9, 2026
Days on market1
MLS #260026750

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year, plus any Mello-Roos)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92131 is about $3,589/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92131
+2%1 year
+35%5 years
+105%10 years

Many newer homes in 92131 carry Mello-Roos or other special taxes on top of this estimate. Ask for the exact tax bill before you write an offer.

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Scripps Ranch is a Seller's market

1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$641Price per sq ft (area: $676, 5% below)
1 daysOn market (area median: 19 days)
$1,700,000Area median house price (−17% vs last year)
97%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92131, compiled by Jeff Brick.

The neighborhood

Living in Scripps Ranch

$1,360,000Median sale price
42Avg. days on market
32Homes for sale

Market data: SDMLS.

Read the full Scripps Ranch guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Scripps Ranch schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 11:20 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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