Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$999,000

10827 Caminito Arcada, San Diego, CA 92131

3Beds
3Baths
1,320Sq ft
1998Built

Listed by Elidie S Strouse, Redfin Corporation · 858-610-1520

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Tucked away in a private, secluded setting within the desirable Aspire Encore neighborhood of Scripps Ranch, this inviting 3-bedroom, 2.5-bath home combines abundant natural light, an open floor plan, and an exceptionally spacious backyard. A welcoming front courtyard leads into the entry hallway and onward to an airy living room with a cozy fireplace, soaring ceilings and generous windows that bring the outdoors in. The adjoining dining area and kitchen, featuring quartz countertops, create a comfortable flow for daily living and entertaining. Sliding doors open to the backyard, where privacy and open views provide a beautiful backdrop for outdoor dining, relaxation, or gatherings. Upstairs, the primary suite offers a peaceful retreat with a full ensuite bathroom and walk-in closet, while two additional bedrooms and a full guest bathroom complete the upper level. A main-floor powder room and direct interior access to the attached two-car garage add everyday convenience. Aspire Encore is next to Spring Canyon Neighborhood Park which provides ball parks, picnic areas, walking/biking trails, and sand volleyball. Ideally situated near highly coveted Scripps Ranch schools and Miramar Lake, shopping, restaurants, and freeway connections, this home offers a welcome balance of privacy and accessibility. Visit this beauty to experience its light-filled interiors and inviting outdoor space firsthand.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$757Price per sq ft
$140/moHOA dues
NoneMello-Roos / CFD
2 garageParking spaces
NoADU / guest unit
199828 years old
24Days on market

Interior

Bedrooms3
Bathrooms2 full, 1 half
Living area1,320 sq ft
Levels2 Story
RoomsDining AreaFamily RoomKitchenLiving RoomPrimary BedroomPrimary Bathroom
AppliancesDishwasher
LaundryWasher Hookup

Room sizes

Primary bedroom13 × 13 ft
Bedroom 214 × 11 ft
Bedroom 311 × 10 ft
Living room23 × 22 ft
Dining room10 × 10 ft
Kitchen13 × 12 ft

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected

Exterior & lot

Lot size0 (Common Interest)

Construction

Year built1998
Exterior wallsStucco
RoofTile/Clay

Parking

Garage spaces2
Total spaces2
Parking featuresAttached

HOA, fees & community

HOA dues$140 a month
Total monthly fees$140
Mello-Roos / CFDNone
AssociationAspire Encore HOA
ComplexAspire Encore
Known restrictionsCC&R's

Property & listing details

Home typeDetached
OwnershipFee Simple
ZoningR-1:SINGLE
Parcel number (APN)319-580-02-03
NeighborhoodAspire Encore
Subdivision / tractSCRIPPS RANCH
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onOct 14, 2026
Original list price$999,000
Last price changeOct 14, 2026
Days on market24
MLS #260024987

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
Nov 9, 2026Pending$999,000
Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year, plus any Mello-Roos)—
Home insurance (California average)—
HOA dues$140
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92131 is about $3,589/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92131
+2%1 year
+35%5 years
+105%10 years

Many newer homes in 92131 carry Mello-Roos or other special taxes on top of this estimate. Ask for the exact tax bill before you write an offer.

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Scripps Ranch is a Seller's market

1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$757Price per sq ft (area: $676, 12% above)
24 daysOn market (area median: 19 days)
$1,700,000Area median house price (−17% vs last year)
97%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92131, compiled by Jeff Brick.

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 6:26 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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