Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For sale Only San Diego · San Diego MLSSeller's MarketRancho Bernardo · 1.9 months of houses for sale · typical home sells in 12 daysMarket report 7 days on market · MLS# 260026395
$1,495,000
12556 Chetenham Ln, San Diego, CA 92128
5Beds
3Baths
2,978Sq ft
1986Built
6,295Lot sq ft
Listed by Jonathon E Shea, Compass · 858-354-5103
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Soaring ceilings, expansive windows, and generous living spaces define this nearly 3,000-square-foot, 5-bedroom, 3-bath home in Rancho Bernardo's Montelena community. The entry, featuring parquet flooring, opens to an impressive living room with dramatic two-story windows that fill the space with natural light, a fireplace, and a striking staircase. The adjoining formal dining room offers convenient access to both the kitchen and living room, along with French doors leading outdoors. The generously sized kitchen
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$502Price per sq ft
$19/moHOA dues
NoneMello-Roos / CFD
6,295 sq ftLot · 0.15 acres
2 garage + 2Parking spaces
NoADU / guest unit
198640 years old
7Days on market
Interior
Bedrooms5
Bathrooms3 full
Living area2,978 sq ft
Levels2 Story
RoomsBedroom Entry LevelDining Room/SeparateFamily RoomFormal EntryPrimary RetreatKitchenLiving RoomPrimary BedroomEntryLaundryPrimary BathroomSeparate Family Room
AppliancesDishwasherDisposalRefrigeratorSolar PanelsDouble OvenElectric Cooking
FlooringCarpetTileParquet
Interior featuresBathtubGranite CountersHigh Ceilings (9 Feet+)Kitchen IslandOpen Floor PlanShowerShower in TubTwo Story CeilingsWet BarCathedral-Vaulted CeilingKitchen Open to Family Rm
Fireplace2 · FP in Family Room, FP in Living Room
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size6,295 sq ft (4,000-7,499 SF)
PoolCommunity/Common
FencingFull
Construction
Year built1986
Exterior wallsWood/Stucco
RoofTile/Clay
Parking
Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttached
HOA, fees & community
HOA dues$19 a month ($58 quarterly)
Total monthly fees$99
Mello-Roos / CFDNone
AssociationWalter's Management
AmenitiesClub HouseGym/Ex RoomPlaygroundSport CourtPool
Community featuresTennis CourtsClubhouse/Rec RoomExercise RoomPlaygroundPoolSpa/Hot TubPickleball
Known restrictionsCC&R's
Property & listing details
Home typeDetached
OwnershipFee Simple
Parcel number (APN)272-590-31-00
NeighborhoodMontelena
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional
Listed onNov 4, 2026
Original list price$1,495,000
Last price changeNov 4, 2026
Days on market7
MLS #260026395
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
Homes near Rancho Bernardo you won't find anywhere else
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$19
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Seller's market
1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$502Price per sq ft (area: $629, 20% below)
7 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.
The neighborhood
Living in Rancho Bernardo
$1,040,000Median sale price
57Avg. days on market
111Homes for sale
Market data: SDMLS.
Read the full Rancho Bernardo guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Rancho Bernardo schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 11:25 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
