Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$1,118,000

12843 Camino Ramillette, San Diego, CA 92128

2Beds
2Baths
1,418Sq ft
1981Built
73,716Lot sq ft

Listed by Anil K Sharma, Haute Properties · 760-847-3745

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Welcome to effortless luxury in the highly sought-after Oaks North community of Rancho Bernardo. Perfectly positioned directly on the Oaks North Golf Course, this beautifully remodeled single-level residence showcases sweeping fairway views from the living room, dining area, kitchen, primary suite, and expansive wraparound patio. Designed with both elegance and comfort in mind, the light-filled open floor plan features high-end finishes throughout, luxury wide-plank flooring, dual-pane windows and doors, and a stunning remodeled kitchen with stainless steel appliances, and light wood cabinetry. The seamless indoor-outdoor flow makes entertaining a breeze, with a covered wraparound patio complete with a built-in BBQ—an ideal setting to relax and enjoy the tranquil golf course backdrop. Beyond the home, enjoy the exceptional resort-style lifestyle that Oaks North is known for. Just moments from the Oaks North Community Center, residents have access to pickleball, tennis, swimming, fitness facilities, lawn bowling, yoga, Tai Chi, clubs, social activities, and more. Experience beautifully updated living, spectacular golf course views, and the vibrant Rancho Bernardo lifestyle—all in one exceptional home.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$788Price per sq ft
$370/moHOA dues
NoneMello-Roos / CFD
73,716 sq ftLot · 1.69 acres
2 garage + 2Parking spaces
NoADU / guest unit
198145 years old
25Days on market

Interior

Bedrooms2
Bathrooms2 full
Living area1,418 sq ft
Levels1 Story
RoomsFamily Room
AppliancesDishwasherDisposalMicrowaveRange/OvenRefrigeratorElectric StoveEnergy Star AppliancesRange/Stove HoodCounter Top
Fireplace1 · FP in Living Room
LaundryGas & Electric Dryer HU

Room sizes

Primary bedroom15 × 11 ft
Bedroom 214 × 12 ft
Living room18 × 14 ft
Kitchen14 × 12 ft

Heating, cooling & utilities

HeatingFireplace, Forced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected, Public Sewer

Exterior & lot

Lot size73,716 sq ft (0 (Common Interest))
PoolCommunity/Common
FencingPartial

Construction

Year built1981
Exterior wallsWood/Stucco
RoofTile/Clay

Parking

Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttached

HOA, fees & community

HOA dues$370 a month
Total monthly fees$420
Other fees$595
Mello-Roos / CFDNone
AssociationMirador
ComplexMirador
PetsAllowed w/Restrictions
Age restrictions55 and Up

Property & listing details

Home typeDetached
ZoningR-1:SINGLE
Parcel number (APN)272-540-04-05
NeighborhoodOaks North
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional
Sale typeCall Agent
Listed onOct 16, 2026
Original list price$1,118,000
Last price changeOct 16, 2026
Days on market25
MLS #260025146

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$370
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92128
−2%1 year
+22%5 years
+78%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Rancho Bernardo is a Seller's market

1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$788Price per sq ft (area: $629, 25% above)
25 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.

The neighborhood

Living in Rancho Bernardo

$1,040,000Median sale price
57Avg. days on market
111Homes for sale

Market data: SDMLS.

Read the full Rancho Bernardo guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Rancho Bernardo schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 10:40 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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