Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleSeller's MarketRancho Bernardo · 1.9 months of houses for sale · typical home sells in 12 daysMarket report 54 days on market · MLS# 260022883
$848,000
12884 Circulo Dardo, San Diego, CA 92128
2Beds
2Baths
1,286Sq ft
1978Built
Listed by Jenn Blake, Compass · 858-663-6788
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Come see for yourself! The vaulted ceilings make home feel larger than square footage reflects! Perfectly positioned to capture hilltop breezes & breathtaking, panoramic easterly mountain views! This meticulously maintained single story home is in the premier 55+ community of Oaks North, Mirador neighborhood. Featuring roof replacement in 2021, dual-pane Milgard windows, and a freshly painted interior. Quiet cul-de-sac along a peaceful circular drive with a grassy knoll at its center, the property boasts exceptional curb appeal. The setting is truly unmatched. The private backyard is a true retreat, whether entertaining guests or enjoying a quiet afternoon. Residents enjoy access to a wealth of community amenities, including tennis and pickleball, a pool and spa, an exercise room, and a vibrant calendar of community activities. Conveniently located near historic Bernardo Winery, local shopping, and with easy access to I-15.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$659Price per sq ft
$418/moHOA dues
NoneMello-Roos / CFD
2 garage + 2Parking spaces
NoADU / guest unit
197848 years old
54Days on market
Interior
Bedrooms2
Bathrooms2 full
Living area1,286 sq ft
Levels1 Story
RoomsBedroom Entry LevelBreakfast AreaDining AreaFamily RoomKitchenPrimary BedroomPrimary Bathroom
AppliancesDishwasherDisposalDryerGarage Door OpenerMicrowaveRange/OvenRefrigeratorWasherElectric Range
Fireplace1 · FP in Family Room
LaundryGas & Electric Dryer HU
Room sizes
Primary bedroom14 × 13 ft
Bedroom 212 × 11 ft
Family room14 × 11 ft
Dining room11 × 11 ft
Kitchen14 × 12 ft
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size0 (Common Interest)
ViewEvening LightsMountains/Hills
PoolCommunity/Common
Patio & porchConcretePatio
FencingFull
Construction
Year built1978
Exterior wallsStucco
RoofTile
Parking
Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttachedGarage Door Opener
HOA, fees & community
HOA dues$418 a month
Total monthly fees$472
Other fees$645
Mello-Roos / CFDNone
AssociationMirador
ComplexMirador
Community featuresClubhouse/Rec RoomExercise RoomPickleballPoolRecreation AreaSpa/Hot TubTennis Courts
PetsYes
Age restrictions55 and Up
Known restrictionsCC&R's
Property & listing details
Home typeDetached
OwnershipFee Simple
Parcel number (APN)272-470-09-60
NeighborhoodOaks North
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onSep 17, 2026
Original list price$875,000
Last price changeNov 3, 2026
Days on market54
MLS #260022883
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Price & status history
DateEventPrice
Sep 17, 2026Listed for sale$875,000
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$418
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Seller's market
1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$659Price per sq ft (area: $629, 5% above)
54 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got
Price reduced $27,000 from the original list price.
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.
The neighborhood
Living in Rancho Bernardo
$1,040,000Median sale price
57Avg. days on market
111Homes for sale
Market data: SDMLS.
Read the full Rancho Bernardo guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Rancho Bernardo schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 8:06 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
