Details for Jeff's clients
Off-marketCompass Private Exclusive$2,295,0005 bd · 3 ba · 2,448 sq ftNear Point Loma · 92107
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleBalanced MarketOtay Ranch (Chula Vista) · 3.7 months of condos for sale · typical home sells in 68 daysMarket report 179 days on market · MLS# 260011935
$549,000
1298 Fools Gold Unit 1, Chula Vista, CA 91913
2Beds
2Baths
1,071Sq ft
2005Built
Listed by Dawn Lewis, Real Broker · 619-981-3917
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Welcome to this beautifully updated complex. This 2-bedroom, 2-bath end-unit condo is located in the highly desirable community of Otay Ranch. Filled with natural light from an abundance of windows, this light & bright home offers an open and inviting floor plan with stylish new vinyl plank flooring throughout. The remodeled kitchen is designed to impress with white shaker cabinetry featuring pull-out drawers, quartz countertops, custom tile backsplash, pantry cabinet, stainless steel appliances including the refrigerator & a convenient eat-at bar perfect for casual dining or entertaining. The spacious primary suite includes two closets & an en-suite bathroom with dual sinks, creating a comfortable private retreat. Indoor laundry includes a washer & dryer for added convenience. Enjoy the privacy of an end unit along with your own private balcony to relax and unwind. Additional features include a 1-car garage plus an additional assigned parking space. The community offers its own pool, spa & lounging area, while residents also enjoy access to the incredible Otay Ranch master-planned amenities including a heated lap pool, spa, basketball courts, parks, playgrounds & clubhouse with BBQ areas. Conveniently located near shopping, restaurants & easy freeway access, this home combines comfort, style & an unbeatable lifestyle.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$513Price per sq ft
$239/moHOA dues
$1,844Mello-Roos / CFD
1 garage + 1Parking spaces
NoADU / guest unit
200521 years old
179Days on market
Interior
Bedrooms2
Bathrooms2 full
Living area1,071 sq ft
Levels3 Story
RoomsBreakfast AreaFamily RoomKitchenLiving RoomPrimary BedroomLaundryPrimary BathroomWalk-In Closet
AppliancesDishwasherDisposalDryerFire SprinklersMicrowaveRefrigeratorWasherGas Range
FlooringCeramic TileVinyl Tile
Interior featuresBalconyKitchen IslandLiving Room BalconyRecessed LightingRemodeled KitchenKitchen Open to Family Rm
LaundryGas
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
UtilitiesCable ConnectedElectricity ConnectedNatural Gas ConnectedWater Connected
Exterior & lot
Lot size0 (Common Interest)
PoolCommunity/Common
SpaCommunity/Common
Patio & porchBalcony
Construction
StyleMediterranean/Spanish
Year built2005
Exterior wallsStucco
RoofTile
SecurityFire SprinklersSmoke DetectorCarbon Monoxide Detectors
Shared wallsEnd Unit
Parking
Garage spaces1
Other spaces1
Total spaces2
Parking featuresAttached
HOA, fees & community
HOA dues$239 a month
Total monthly fees$528
Other fees$135
Mello-Roos / CFD$1,844
AssociationHearthstone
ComplexHearthstone Village
AmenitiesBiking TrailsClub HouseHiking TrailsOther CourtsPets PermittedPicnic AreaPlaygroundSpaBarbecuePool
Community featuresBBQBiking/Hiking TrailsClubhouse/Rec RoomPlaygroundPoolRecreation AreaSpa/Hot Tub
PetsYes
Known restrictionsCC&R's
Property & listing details
Home typeCondominium
OwnershipCondominium
ZoningR-1:SINGLE
Parcel number (APN)643-362-28-08
NeighborhoodOtay Ranch Village 5
Subdivision / tractCHULA VISTA
MLS areaSouth Bay
Unit1
CountySan Diego
Accepted financingCash, VA
Listed onMay 15, 2026
Original list price$575,000
Last price changeJun 24, 2026
Days on market179
MLS #260011935
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Price & status history
DateEventPrice
May 15, 2026Listed for sale$575,000
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$1,450,0003 bd · 3 ba · 1,872 sq ftNear University City / UTC · 92122
Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.15% a year, plus any Mello-Roos)—
Home insurance (California average)—
HOA dues$239
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 91913 is about $3,127/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 91913
+1%1 year
+21%5 years
+81%10 years
Many newer homes in 91913 carry Mello-Roos or other special taxes on top of this estimate. Ask for the exact tax bill before you write an offer.
Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Otay Ranch (Chula Vista) is a Balanced market
3.7 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$513Price per sq ft (area: $458, 12% above)
179 daysOn market (area median: 68 days)
$700,000Area median condo price (+6% vs last year)
99%Of list price that sellers got
Price reduced $26,000 from the original list price.
See Otay Ranch (Chula Vista) in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 91913, compiled by Jeff Brick.
The neighborhood
Living in Otay Ranch
$880,000Median sale price
56Avg. days on market
35Homes for sale
Market data: SDMLS.
Read the full Otay Ranch guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Otay Ranch schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 11:20 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
