Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
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Coming soonSeller's MarketRancho Bernardo · 1.9 months of houses for sale · typical home sells in 12 daysMarket report 1 days on market · MLS# 260026798
$1,095,000
14412 N Church Square, San Diego, CA 92128
3Beds
2Baths
1,312Sq ft
1990Built
81,475Lot sq ft
Listed by Kimberly A Koll, Heritage Homes San Diego · 858-231-4997
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Rare single-level 3 bed, 2 bath home on a corner huge lot in a gated community! Remodeled in 2020: quartz kitchen with metallic subway tile backsplash, stainless appliances and island with bar seating. Vaulted family room with redesigned fireplace and tons of windows. Updates include refreshed plumbing, new A/C, furnace and water heater, newer windows and doors, and LVP flooring throughout. The backyard has a large grassy area plus two covered patios with aluminum covers. Garage with epoxy floors and loads of storage. Community center with pool!
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$835Price per sq ft
$280/moHOA dues
NoneMello-Roos / CFD
81,475 sq ftLot · 1.87 acres
2 garage + 1Parking spaces
NoADU / guest unit
199036 years old
1Days on market
Interior
Bedrooms3
Bathrooms2 full
Living area1,312 sq ft
Levels1 Story
RoomsBedroom Entry LevelPrim BR Entry LevelAll Bedrooms Down
AppliancesDishwasherDisposalGarage Door OpenerRefrigeratorCounter Top
FlooringLinoleum/Vinyl
Fireplace1 · FP in Family Room
LaundryElectric, Gas
Heating, cooling & utilities
HeatingFireplace, Forced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size81,475 sq ft (0 (Common Interest))
ViewNeighborhood
PoolCommunity/Common
Patio & porchAwning/Porch CoveredPatio
FencingFull
Construction
Year built1990
Exterior wallsWood/Stucco
RoofComposition
Parking
Garage spaces2
Other spaces1
Total spaces3
Parking featuresAttachedDirect Garage AccessGarage Door Opener
HOA, fees & community
HOA dues$280 a month
Total monthly fees$332
Other fees$52
Mello-Roos / CFDNone
AssociationHeritage Hills HOA
ComplexHeritage Hill
AmenitiesSpaPool
PetsAllowed w/Restrictions
Known restrictionsCC&R's
Schools
DistrictPoway Unified School District
Property & listing details
Home typeDetached
OwnershipFee Simple
ZoningR-1:SINGLE
Parcel number (APN)313-541-05-08
NeighborhoodHeritage Hill
Subdivision / tractCARMEL MOUNTAIN RANCH
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional
Original list price$1,095,000
Last price changeNov 9, 2026
Days on market1
MLS #260026798
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$280
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Seller's market
1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$835Price per sq ft (area: $629, 33% above)
1 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.
Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 9:41 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
