Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleONLY SAN DIEGOSINCE 1999 Only San Diego · San Diego MLS63 days on market · MLS# 260022098
$975,000

14430 Rios Canyon Rd, El Cajon, CA 92021

3Beds
2Baths
1,800Sq ft
1956Built
44,431Lot sq ft

Listed by Michael Chious, Urban Pacific San Diego Realty · 619-726-1004

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Welcome to 14430 Rios Canyon Rd, an exceptional El Cajon property offering privacy, space, extensive upgrades, and incredible versatility. Nestled in a highly desirable setting with limited neighboring properties, this home provides the feeling of a peaceful retreat while still offering convenient access to freeways, shopping, dining, recreation, and everyday amenities. It would be easier to list what has not been done than everything that has—this is truly a thoughtfully redesigned home and is not a flip. Relocate the W/D to make a true 3rd bedroom. The owner personally invested considerable time and attention into the renovation, carefully updating the property with quality, functionality, and detail in mind, and is now selling due to unforeseen circumstances. The home features a spacious and well-designed floor plan with multiple bedrooms and bathrooms, making it ideal for comfortable family living or entertaining guests. The interior is bright and inviting, with abundant natural light, fresh paint, new LED lighting throughout, Level 5 drywall finish, new hard-surface flooring throughout, a wood-burning fireplace, new windows, a completely remodeled kitchen, updated bathrooms, and new appliances. Major system improvements include a new roof, new furnace, tankless water heater, approximately 90% new plumbing, approximately 60% new electrical including the electrical panel, and a whole-home soft-water treatment system. The property also features solar; the solar system is subject to an existing loan, and buyer is to verify all solar terms, balances, and obligations.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$542Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
44,431 sq ftLot · 1.02 acres
6 garage + 5Parking spaces
NoADU / guest unit
195670 years old
63Days on market

Interior

Bedrooms3
Bathrooms2 full
Living area1,800 sq ft
Levels1 Story
RoomsBedroom Entry Level
AppliancesDishwasherDryerRange/OvenRefrigeratorWasher
FlooringWood
Fireplace1 · FP in Living Room, Wood
LaundryGas

Room sizes

Primary bedroom20 × 14 ft
Bedroom 214 × 11 ft
Living room30X19 ft
Dining roomcombo ft
Kitchen14X12 ft

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterPublic
SewerSeptic Installed

Exterior & lot

Lot size44,431 sq ft (1+ to 2 AC)
ViewMountains/Hills
PoolPrivate
FencingPartial

Construction

Year built1956
Exterior wallsStucco

Parking

Garage spaces6
Other spaces5
Total spaces11
Parking featuresDetached

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone

Property & listing details

Home typeDetached
OwnershipRight To Use
ZoningR-1:SINGLE
Parcel number (APN)398-150-20-00
NeighborhoodRios Canyon
Subdivision / tractEL CAJON
MLS areaEast County
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onSep 8, 2026
Original list price$1,075,000
Last price changeOct 5, 2026
Days on market63
MLS #260022098

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
Sep 8, 2026Listed for sale$1,075,000
Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92021 is about $2,191/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92021
0%1 year
+17%5 years
+72%10 years

Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 12, 2026 at 12:04 AM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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