Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$299,000

1643 6th Unit 406, San Diego, CA 92101

0Beds
1Baths
400Sq ft
2004Built
43,891Lot sq ft

Listed by Christian O Vantvlie, Coldwell Banker West · SDMetroBroker@gmail.com

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

In a market where many condominium communities are experiencing rising HOA dues, this association actually reduced its monthly dues this year. The most recent HOA audit reflected approximately $1 million in reserve funds!! Currently the only studio available for sale in Cortez Hill, this light-filled condo offers westerly views, abundant natural light, and a flexible layout with plenty of possibilities for creating separate sleeping, living, dining, and work-from-home spaces. The kitchen features generous cabinet storage, granite countertops, and stainless steel appliances, while the large walk-in closet provides exceptional storage space. Additional highlights include central heating and air conditioning and one assigned underground parking space. The community offers a fitness center and community room, all within one of Downtown San Diego’s quieter and more residential neighborhoods. Enjoy convenient access to Balboa Park, Little Italy, the waterfront, restaurants, coffee shops, entertainment, and freeway access. An excellent opportunity for a primary residence, Downtown home base, or San Diego getaway.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$748Price per sq ft
$535/moHOA dues
NoneMello-Roos / CFD
43,891 sq ftLot · 1.01 acres
1 garageParking spaces
NoADU / guest unit
200422 years old
126Days on market

Interior

Bathrooms1 full
Living area400 sq ft
Levels1 Story
RoomsExercise RoomWalk-In Closet
AppliancesDishwasherDisposalMicrowaveRange/OvenRefrigerator
FlooringCarpetTile
LaundryGas & Electric Dryer HU

Heating, cooling & utilities

HeatingForced Air Unit
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
UtilitiesCable ConnectedElectricity ConnectedPhone ConnectedSewer ConnectedWater Connected

Exterior & lot

Lot size43,891 sq ft (0 (Common Interest))
ViewCityEvening LightsPanoramic
FencingExcellent Condition, Full, Security, Wrought Iron

Construction

StyleContemporary
Year built2004
ConditionTurnkey
Exterior wallsMetal, Stucco, Wood
SecurityAutomatic GateFire Rated DrywallFire SprinklersFire/Smoke Detection SysFirewall(s)Gated CommunitySmoke Detector
Shared wallsNo Unit Above

Parking

Garage spaces1
Total spaces1
Parking featuresAssignedAttachedGatedUnderground

HOA, fees & community

HOA dues$535 a month
Total monthly fees$535
Mello-Roos / CFDNone
AssociationThe Mills HOA
ComplexThe Mills
AmenitiesControlled AccessGym/Ex Room
Community featuresClubhouse/Rec RoomExercise RoomGated CommunityLaundry Facilities
PetsYes
Known restrictionsCC&R's

Property & listing details

Home typeCondominium
OwnershipFee Simple
ZoningR-1:SINGLE
Parcel number (APN)534-011-12-52
NeighborhoodCortez Hill
Subdivision / tractSAN DIEGO
MLS areaMetro Central
Unit406
CountySan Diego
Accepted financingCal Vet, Cash, Conventional, FHA, VA
Listed onJul 7, 2026
Original list price$329,000
Last price changeSep 15, 2026
Days on market126
MLS #260016635

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
Jul 7, 2026Listed for sale$329,000
Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$535
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92101 is about $2,917/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92101
−4%1 year
+3%5 years
+21%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Downtown San Diego is a Buyer's market

6.6 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$748Price per sq ft (area: $745, 0% below)
126 daysOn market (area median: 35 days)
$621,250Area median condo price (−8% vs last year)
98%Of list price that sellers got

Price reduced $30,000 from the original list price.

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92101, compiled by Jeff Brick.

The neighborhood

Living in Downtown San Diego

$710,000Median sale price
73Avg. days on market
248Homes for sale

Market data: SDMLS.

Read the full Downtown San Diego guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Downtown San Diego schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 2:16 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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