Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$699,000

16657 Roca Dr, San Diego, CA 92128

2Beds
2Baths
1,358Sq ft
1970Built

Listed by Kimberlee A Wood, Berkshire Hathaway HomeService · 619-997-9177

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Price Improvement!!! It doesn’t get better than this!!—Exceptional 55+ living in Seven Oaks at its finest. Stunning inside and out, this is a true must-see where luxury, comfort, and location come together. This extraordinary 1358 sq ft home offers the best of everything with 2 bedrooms and 2 baths. The perfectly appointed great room includes a custom decorative beam and dining area that features a hand-cut stacked stone fireplace that overlook a private green space elevated above neighboring properties, creating a peaceful sense of privacy and outdoor beauty. The modern kitchen is equipped with perfectly appointed cabinets, appliances, granite countertops, an electric range and LVP flooring for both style and function. Upgrades include oversized crown molding, baseboards, and custom window treatments throughout. The spacious primary suite offers a large walk-in shower, gorgeous marble counter top with a relaxing retreat feel. Indoor laundry include washer, dryer, and built-in cabinetry adds to everyday convenience, while abundant storage can be found throughout the home as well as a separate outdoor unit. Rarely does a home this special become available. Picture-perfect living in a prime location—this one truly stands apart. The Seven Oaks community offers a HOA that includes cable/internet and an abundance of activities where you can meet new friends, learn, laugh, and enjoy all the highlights of the neighborhood. Conveniently located near highway I15, shopping, medical services, and restaurants.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$515Price per sq ft
$680/moHOA dues
NoneMello-Roos / CFD
1 garage + 1Parking spaces
NoADU / guest unit
197056 years old
183Days on market

Interior

Bedrooms2
Bathrooms2 full
Living area1,358 sq ft
Levels1 Story
RoomsDining AreaFamily RoomPrim BR Entry LevelOptional BedroomsStorage RoomUtility RoomKitchenAll Bedrooms DownLaundryPrimary Bathroom
AppliancesDishwasherDisposalDryerMicrowaveRefrigeratorWasherElectric OvenElectric RangeIce MakerElectric Cooking
Fireplace1 · FP in Family Room
LaundryElectric

Room sizes

Primary bedroom12 × 17 ft
Bedroom 210 × 13 ft
Family room14 × 22 ft
Dining room10 × 12 ft
Kitchen10 × 12 ft

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerPublic Sewer

Exterior & lot

Lot size0 (Common Interest)
PoolCommunity/Common, Exercise, Association, Heated

Construction

StyleOther
Year built1970
RoofTile/Clay

Parking

Garage spaces1
Other spaces1
Total spaces2
Parking featuresAssignedDetached

HOA, fees & community

HOA dues$680 a month
Total monthly fees$731
Other fees$615
Mello-Roos / CFDNone
AssociationSeven Oaks
ComplexSeven Oaks
PetsAllowed w/Restrictions
Age restrictions55 and Up
Known restrictionsCC&R's

Property & listing details

Home typeCondominium
OwnershipCondominium
Parcel number (APN)274-210-26-23
NeighborhoodSeven Oaks
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingAssumable, Cal Vet, Cash, Conventional, VA
Sale typeCall Agent
Listed onMay 11, 2026
Original list price$735,000
Last price changeOct 1, 2026
Days on market183
MLS #260011447

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
May 11, 2026Listed for sale$735,000
Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$680
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92128
−2%1 year
+22%5 years
+78%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Rancho Bernardo is a Balanced market

4.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$515Price per sq ft (area: $526, 2% below)
183 daysOn market (area median: 37 days)
$568,000Area median condo price (−9% vs last year)
98%Of list price that sellers got

Price reduced $36,000 from the original list price.

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92128, compiled by Jeff Brick.

The neighborhood

Living in Rancho Bernardo

$1,040,000Median sale price
57Avg. days on market
111Homes for sale

Market data: SDMLS.

Read the full Rancho Bernardo guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Rancho Bernardo schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 7:51 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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