Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleSeller's MarketRancho Bernardo · 1.9 months of houses for sale · typical home sells in 12 daysMarket report 69 days on market · MLS# 260021580
$925,000
17539 Cumana Terrace, San Diego, CA 92128
2Beds
2Baths
1,350Sq ft
1981Built
Listed by Scott Cheng, Real Broker · 619-846-5843
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$685Price per sq ft
$50/moHOA dues
NoneMello-Roos / CFD
2 garage + 2Parking spaces
NoADU / guest unit
198145 years old
69Days on market
Interior
Bedrooms2
Bathrooms2 full
Living area1,350 sq ft
Levels1 Story
RoomsKitchenLiving Room
AppliancesDryerRefrigeratorWasher
Fireplace1 · FP in Living Room
LaundryElectric
Heating, cooling & utilities
HeatingForced Air Unit (Electric)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size7,500-10,889 SF
PoolCommunity/Common
FencingPartial
Construction
Year built1981
Exterior wallsStucco
RoofTile/Clay
Parking
Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttached
HOA, fees & community
HOA dues$50 a month ($595 annual)
Total monthly fees$50
Mello-Roos / CFDNone
AssociationOaks North Community Ctr
Age restrictions55 and Up
Known restrictionsCC&R's
Property & listing details
Home typeDetached
OwnershipFee Simple
Parcel number (APN)272-560-32-00
NeighborhoodOaks N Estates
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onSep 2, 2026
Original list price$925,000
Last price changeSep 2, 2026
Days on market69
MLS #260021580
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$50
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Seller's market
1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$685Price per sq ft (area: $629, 9% above)
69 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.
The neighborhood
Living in Rancho Bernardo
$1,050,000Median sale price
58Avg. days on market
111Homes for sale
Market data: SDMLS.
Read the full Rancho Bernardo guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Rancho Bernardo schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 3:16 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
