Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$1,395,000

2809-13 Cebu Pl, Carlsbad, CA 92009

3Beds
3Baths
2,141Sq ft
1982Built

Listed by Mike Cady, Coastal Premier Properties · 619-992-4968

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Two homes, two addresses, one purchase in La Costa. 2809 Cebu Pl pairs a 3 bed, 2.5 bath main home of approx. 2,141 sq ft with a fully separate 2 bed, 2 bath ADU at 2809-13 Cebu Pl, complete with its own address, its own gas meter, and private in unit laundry. Most ADUs share everything with the main house. This one stands on its own. Let the numbers lead. The owner leased the front home for $5,200 per month and the ADU for $3,100 per month, a combined $8,300 per month or $99,600 in annual gross rent. For an investor, that is two income streams on one parcel in coastal Carlsbad. For an owner occupant, it is a true house hack: live in either home and let the other help carry the mortgage, or keep it ready for extended family, guests, or a work from home setup with real separation. The front home offers 3 bedrooms, 2.5 baths, and a 2 car garage. The rear ADU is a full residence with 2 bedrooms, 2 baths, and its own laundry, giving occupants on both sides privacy and independence. Set on a quiet street just 0.2 miles from La Costa Meadows Elementary within San Marcos Unified, and minutes to Omni La Costa, The Forum, Batiquitos Lagoon, and the Carlsbad coastline, with easy access to the 5 and the 78. Located in FEMA Zone X, an area of minimal flood hazard. A separately addressed ADU with its own utilities and an established rental history is a rare find in North County San Diego. Whether you are building a portfolio or buying your first home with built in income, this is one to see.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$652Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
2 garage + 2Parking spaces
YesADU / guest unit
198244 years old
16Days on market

Interior

Bedrooms3
Bathrooms2 full, 1 half
Living area2,141 sq ft
Levels2 Story
RoomsBasementBedroom Entry LevelBonus RoomBreakfast AreaDenDining AreaDining Room/SeparateExercise RoomFamily RoomFinished AtticFormal EntryGreat RoomGuest MaidLibraryLoftPrimary Bdrm 2Primary RetreatPrim BR Entry LevelMedia/MusicOfficeOptional BedroomsSauna/SteamStorage RoomSun RoomWalkout BasementWine CellarWorkshopRetreatUtility RoomAtriumDance StudioGame RoomKitchenLiving RoomPrimary BedroomRecreationAll Bedrooms DownAll Bedrooms UpArt StudioCenter HallConverted BedroomCountry KitchenDressing AreaEntryFamily KitchenFoyerGalley KitchenGymHome TheatreJack & JillLaundryPrimary BathroomMulti-Level BedroomProjectionSeparate Family RoomSound StudioWalk-In ClosetWalk-In Pantry
AppliancesDishwasherDisposalRefrigeratorFreezerGas OvenGas StoveCounter Top
LaundryGas & Electric Dryer HU

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
WaterMeter on Property
SewerSewer Connected

Exterior & lot

Lot size0 (Common Interest)

Construction

Year built1982
Exterior wallsStone
RoofTile/Clay

Parking

Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttached

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone
ComplexLa Costa

Property & listing details

Home typeCondominium
OwnershipFee Simple
Parcel number (APN)2153203002
NeighborhoodRancho La Costa
Subdivision / tractLA COSTA
MLS areaCoastal North
CountySan Diego
Accepted financingCash, Conventional
Listed onOct 29, 2026
Original list price$1,395,000
Last price changeOct 29, 2026
Days on market16
MLS #260026037

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92009 is about $3,662/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92009
+2%1 year
+39%5 years
+113%10 years

Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Carlsbad & La Costa is a Balanced market

3.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$652Price per sq ft (area: $676, 4% below)
16 daysOn market (area median: 16 days)
$895,000Area median condo price (−1% vs last year)
99%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, condos in Carlsbad, compiled by Jeff Brick.

The neighborhood

Living in Carlsbad

$1,510,000Median sale price
59Avg. days on market
82Homes for sale

Market data: SDMLS.

Read the full Carlsbad guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Carlsbad schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 7:06 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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