Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$699,000

3517 Cameo Unit 87, Oceanside, CA 92056

3Beds
2Baths
1,297Sq ft
1992Built
261,479Lot sq ft

Listed by Megan A Beauvais, Compass · 619-944-2798

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Step into light-filled living in the highly sought-after gated community of Palmilla Del Oro. This rare three-bedroom, two-bathroom upper-level condominium feels incredibly airy, with soaring volume ceilings and a single-level layout that flows effortlessly from one space to the next. Natural sunlight pours across the wood flooring, highlighting a generous living room that transitions seamlessly into a formal dining area. The updated kitchen is a delight, offering ample prep space and storage. It opens into a cozy breakfast nook and

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$539Price per sq ft
$475/moHOA dues
NoneMello-Roos / CFD
261,479 sq ftLot · 6 acres
1 garage + 1Parking spaces
NoADU / guest unit
199234 years old
50Days on market

Interior

Bedrooms3
Bathrooms2 full
Living area1,297 sq ft
Levels1 Story
RoomsBreakfast AreaDining Area
AppliancesDishwasherDryerGarage Door OpenerMicrowaveRange/OvenRefrigeratorWasher
Fireplace1 · FP in Living Room

Room sizes

Primary bedroom13 × 14 ft
Bedroom 211 × 10 ft
Bedroom 311 × 10 ft
Living room15 × 14 ft
Dining room10 × 11 ft
Kitchen11 × 9 ft

Heating, cooling & utilities

HeatingForced Air Unit
CoolingCentral Forced Air
WaterPublic
SewerSewer Connected

Exterior & lot

Lot size261,479 sq ft (0 (Common Interest))
PoolCommunity/Common
Patio & porchBalcony
FencingGate

Construction

Year built1992
Exterior wallsStucco
SecurityGated Community
Shared wallsNo Unit Above

Parking

Garage spaces1
Other spaces1
Total spaces2
Parking featuresDetached

HOA, fees & community

HOA dues$475 a month
Total monthly fees$475
Mello-Roos / CFDNone
AssociationPalmilla Del Oro HOA
ComplexPalmilla Del Oro
Community featuresGated CommunityPet RestrictionsPlaygroundPoolRecreation AreaSpa/Hot Tub
PetsAllowed w/Restrictions
Known restrictionsCC&R's

Property & listing details

Home typeCondominium
OwnershipCondominium
ZoningR-1:SINGLE
Parcel number (APN)165-113-28-23
NeighborhoodRancho Del Oro
Subdivision / tractOCEANSIDE
MLS areaCoastal North
Unit87
CountySan Diego
Accepted financingCash, Conventional
Listed onSep 21, 2026
Original list price$699,000
Last price changeSep 21, 2026
Days on market50
MLS #260023183

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA dues$475
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92056 is about $2,827/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92056
+2%1 year
+26%5 years
+88%10 years

Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Oceanside is a Seller's market

2.3 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$539Price per sq ft (area: $791, 32% below)
50 daysOn market (area median: 36 days)
$823,000Area median condo price (+36% vs last year)
98%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, condos in Oceanside, compiled by Jeff Brick.

The neighborhood

Living in Oceanside

$875,000Median sale price
56Avg. days on market
111Homes for sale

Market data: SDMLS.

Read the full Oceanside guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Oceanside schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 5:05 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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