Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For sale54 days on market · MLS# 260022658
$1,049,000
35788 Bay Morgan Lane, Fallbrook, CA 92028
4Beds
3Baths
3,006Sq ft
2017Built
Listed by Tyeshia A Allen, Century 21 Affiliated · 760-645-5884
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Originally selected as a model home for Horse Creek Ridge, this exceptional residence was designed to showcase some of the builder’s most desirable finishes and upgrades, and it still stands apart today. Beautifully appointed and being sold fully furnished, this is a truly turnkey opportunity. An elegant marble-tiled entry opens to a light-filled floor plan with luxury vinyl plank flooring throughout the main level. At the heart of the home is a stunning chef’s kitchen featuring an oversized island, quartz countertops with dramatic waterfall edges, a built-in oven and microwave, and a generous walk-in pantry. The open layout flows into the dining and living areas, where a gas fireplace adds warmth and character. A first-floor bedroom offers flexibility for guests, multigenerational living, or a home office. Upstairs, a spacious loft provides additional living space, while the primary suite offers a spa-inspired bath with soaking tub, separate shower, two walk-in closets, and a private sauna. The beautifully designed backyard features a patio with overhead shade sails, an outdoor fireplace, a decorative water fountain, and multiple areas for dining, entertaining, and relaxing. Additional highlights include **FULLY PAID-OFF SOLAR**, a built-in EV charger, and a water softening and filtration system. With its former model-home details, full furnishings, impressive upgrades, and thoughtfully designed indoor and outdoor spaces, this Horse Creek Ridge home offers a rare combination of style, comfort, and convenience.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$349Price per sq ft
$205/moHOA dues
2 garage + 2Parking spaces
NoADU / guest unit
20179 years old
54Days on market
Interior
Bedrooms4
Bathrooms3 full
Living area3,006 sq ft
Levels2 Story
RoomsLoftPrimary RetreatSauna/SteamUtility RoomKitchenJack & JillWalk-In ClosetWalk-In Pantry
AppliancesDishwasherDisposalFire SprinklersGarage Door OpenerMicrowaveSolar PanelsWater FiltrationWater SoftenerBuilt In RangeGas OvenGas StoveVented Exhaust FanWater Line to RefrGas RangeWater PurifierCounter Top
Fireplace2 · FP in Living Room, Patio/Outdoors, Gas
LaundryGas, Washer Hookup
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air, Whole House Fan
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size4,000-7,499 SF
PoolBelow Ground, Community/Common, Heated
FencingFull, Gate, Excellent Condition, Wrought Iron, Vinyl
Construction
Year built2017
Exterior wallsBrick, Stucco, Wood
RoofTile/Clay
Parking
Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttachedDirect Garage AccessGarageGarage - Front EntryGarage - Single DoorGarage Door OpenerEV Charging Station(s)
HOA, fees & community
HOA dues$205 a month
Total monthly fees$492
AssociationVintage Group
Known restrictionsCC&R's
Schools
DistrictFallbrook Union High School Dist
Property & listing details
Home typeDetached
OwnershipFee Simple
Parcel number (APN)108-505-38-00
NeighborhoodHorse Creek Ridge
Subdivision / tractOUT OF AREA
MLS areaNorth County
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onSep 17, 2026
Original list price$1,049,000
Last price changeSep 17, 2026
Days on market54
MLS #260022658
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Details for Jeff's clients
Off-marketCompass Private Exclusive$7,995,0007 bd · 6 ba · 9,900 sq ftNear Rancho Santa Fe · 92067
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA dues$205
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92028 is about $2,915/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92028
+1%1 year
+19%5 years
+73%10 years
Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 7:25 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
