Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$499,000

3705 Haines St, San Diego, CA 92109

4Beds
3Baths
2,690Sq ft
2013Built

Listed by Maxx Sharon Rifkin, Pacaso Inc. · 714-584-0428

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home. Sail Bay rises three stories on Haines Street in Crown Point, a contemporary home with soaring vaulted ceilings, eight skylights and dark hardwood floors that give the interior a bright, open quality even on overcast San Diego days. The exterior has clean lines, multiple balconies and a three-car garage, with the bay just one block away. The second-floor living and dining area centers on a sleek fireplace beneath the vaulted skylit ceiling, with a waterfall-edge island, dark brown cabinetry, light stone countertops and a wall chimney hood in the kitchen. A movie room just off the main level opens to its own terrace with a built-in grill. The primary suite has a soaking tub, dual vanity, tiled shower and direct terrace access. Three additional bedrooms complete the lower level. The rooftop deck is Sail Bay's highest point, with a built-in gas fireplace, bar seating and panoramic bay views that stretch across the water at sunset. Sail Bay itself is a block away for paddleboarding and kayaking, and Mission Beach, Belmont Park and the restaurants along Garnet Avenue in Pacific Beach are all within easy reach. Sail Bay is fully designed, furnished and managed by Pacaso. Every detail is handled before each arrival, so owners step through the door and the bay is already waiting.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$186Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
2 garageParking spaces
201313 years old
23Days on market

Interior

Bedrooms4
Bathrooms3 full
Living area2,690 sq ft
Levels3 Story
AppliancesDishwasherDisposalMicrowaveRange/OvenRefrigeratorWasher
Fireplace1 · FP in Family Room

Exterior & lot

Lot size7,500-10,889 SF
Lot featuresOcean

Construction

Year built2013

Parking

Garage spaces2
Total spaces2
Parking featuresAttached

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone
PetsYes

Property & listing details

Home typeDetached Home
Parcel number (APN)423-443-25-00
NeighborhoodPacific Beach
Subdivision / tractSAN DIEGO
MLS areaCoastal South
CountySan Diego
Accepted financingCash, Conventional
Listed onOct 18, 2026
Original list price$499,000
Last price changeOct 18, 2026
Days on market23
MLS #260025230

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92109 is about $3,272/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92109
+2%1 year
+23%5 years
+87%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Pacific Beach is a Balanced market

3.4 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$186Price per sq ft (area: $1,312, 86% below)
23 daysOn market (area median: 15 days)
$2,622,500Area median house price (+17% vs last year)
100%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92109, compiled by Jeff Brick.

The neighborhood

Living in Pacific Beach

$1,410,000Median sale price
61Avg. days on market
53Homes for sale

Market data: SDMLS.

Read the full Pacific Beach guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Pacific Beach schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 3:35 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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