Details for Jeff's clients
Off-marketCompass Private Exclusive$2,295,0005 bd · 3 ba · 2,448 sq ftNear Point Loma · 92107
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For sale Only San Diego · San Diego MLSSeller's MarketPoint Loma · 2.4 months of houses for sale · typical home sells in 58 daysMarket report 1 days on market · MLS# 260026911
$1,899,000
3939 Santa Cruz, San Diego, CA 92107
3Beds
2Baths
1,727Sq ft
1955Built
6,100Lot sq ft
Listed by Jake David Holker, Jake Holker Broker · 858-525-5548
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Beautifully reimagined and extensively remodeled, this exceptional home is ideally located along the border of Point Loma and Ocean Beach, offering the best of coastal San Diego living on a rare for the area cul-de-sac perfect for young families. Thoughtfully updated throughout, the home features a completely remodeled kitchen and bathrooms, new engineered hardwood flooring, smooth-finish walls, and fresh interior paint. The attached bonus room adds valuable versatility and is complete with a stylish bar, creating the perfect setting for entertaining. Step outside to a beautifully designed backyard retreat featuring a built-in barbecue, mini fridge, sink, inviting fire pit, and grassy area perfect for kids. Adding to the appeal is a fully finished detached backyard studio, offering a versatile space ideal for a home office, creative workspace, or private escape. With extensive upgrades, flexible living spaces, and an enviable location between Point Loma and Ocean Beach, this move-in-ready home captures the essence of the Southern California coastal lifestyle.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$1,100Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
6,100 sq ftLot
1 garage + 1Parking spaces
NoADU / guest unit
195571 years old
1Days on market
Interior
Bedrooms3 (+1 optional)
Bathrooms2 full
Living area1,727 sq ft
Levels1 Story
RoomsBonus Room
AppliancesDishwasherDisposalMicrowaveRefrigeratorGas Cooking
Fireplace1 · FP in Family Room
LaundryElectric, Gas
Heating, cooling & utilities
HeatingForced Air Unit (Electric, Natural Gas)
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size6,100 sq ft (4,000-7,499 SF)
FencingFull
Construction
Year built1955
Exterior wallsStucco
RoofComposition
Parking
Garage spaces1
Other spaces1
Total spaces2
Parking featuresAttached
HOA, fees & community
HOA duesNone
Mello-Roos / CFDNone
Property & listing details
Home typeDetached
OwnershipFee Simple
Parcel number (APN)530-160-12-00
NeighborhoodPoint Loma Portal
Subdivision / tractOCEAN BEACH
MLS areaCoastal South
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onNov 11, 2026
Original list price$1,899,000
Last price changeNov 11, 2026
Days on market1
MLS #260026911
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$1,450,0003 bd · 3 ba · 1,872 sq ftNear University City / UTC · 92122
Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92107 is about $2,854/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92107
+3%1 year
+17%5 years
+76%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Point Loma is a Seller's market
2.4 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$1,100Price per sq ft (area: $1,087, 1% above)
1 daysOn market (area median: 58 days)
$1,860,000Area median house price (−9% vs last year)
97%Of list price that sellers got
See Point Loma in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92106, compiled by Jeff Brick.
The neighborhood
Living in Point Loma
$1,465,000Median sale price
52Avg. days on market
60Homes for sale
Market data: SDMLS.
Read the full Point Loma guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Point Loma schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 12, 2026 at 7:21 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
