Only San Diego · Since 1999
Only San Diego · Since 1999
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleONLY SAN DIEGOSINCE 1999 Only San Diego · San Diego MLSSeller's MarketLa Mesa · 2.1 months of houses for sale · typical home sells in 13 daysMarket report 29 days on market · MLS# 260024828
$1,389,000

4026 Charles St, La Mesa, CA 91941

6Beds
4Baths
1,970Sq ft
1946Built
6,300Lot sq ft

Listed by Derek Harms, Compass · 858-444-7752

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Listed for less than recent appraisal! A rare opportunity to own two fully detached, single-story homes on one lot—each w/ 3 bedrooms and 2 bathrooms. 4028 Charles is an ADU built in 2025. The other, 4026 Charles, is recently renovated w/ quality upgrades throughout. Both homes are completely standalone, offering total privacy w/ no shared walls and no shared utilities (except water). Each unit features: Private entrances, Private yards, Private parking, In-unit laundry, Central HVAC, Separate SDGE meters, & Separate trash pickup. With strong rental demand in the area, this is a rare setup that gives you options for house hacking, multi-generational living, or a pure investment play. 4026 Charles Street – 1,037 Sq Ft (Recently Renovated) 3 Bedroom, 2 Bathroom – Open-concept, chef’s kitchen, SS appliances, & tons of upgrades. 4028 Charles Street (933 sq. ft.) 3 Bed/2 Bath – 2025 New Construction & Fully Permitted - Modern, open-concept floor plan, SS appliances, primary bedroom with en-suite bath, Full-size laundry and utility room, private & low-maintenance yard. Don't let this one slip!

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$705Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
6,300 sq ftLot · 0.15 acres
1 garage + 4Parking spaces
YesADU / guest unit
194680 years old
29Days on market

Interior

Bedrooms6
Bathrooms4 full
Living area1,970 sq ft
Levels1 Story
AppliancesDishwasherDisposalGarage Door OpenerMicrowaveRange/OvenRefrigeratorIce MakerRange/Stove HoodGas RangeCounter Top

Room sizes

Primary bedroom13 × 12 ft
Bedroom 212 × 11 ft
Bedroom 312 × 10 ft
Bedroom 412X10 ft
Bedroom 511X10 ft
Living room20 × 17 ft
Family roomN/A ft
Dining roomCombo ft
Kitchen8 × 10 ft

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected

Exterior & lot

Lot size6,300 sq ft (4,000-7,499 SF)
FencingFull

Construction

Year built1946
Exterior wallsStucco
RoofShingle

Parking

Garage spaces1
Other spaces4
Total spaces5
Parking featuresAttached

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone
Known restrictionsCC&R's

Property & listing details

Home typeDetached
OwnershipFee Simple
ZoningR-1:SINGLE
Parcel number (APN)474-301-10-00
NeighborhoodLa Mesa
Subdivision / tractLA MESA
MLS areaEast County
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onOct 13, 2026
Original list price$1,389,000
Last price changeOct 13, 2026
Days on market29
MLS #260024828

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 91941 is about $2,545/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 91941
+3%1 year
+24%5 years
+88%10 years

Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

La Mesa is a Seller's market

2.1 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$705Price per sq ft (area: $580, 22% above)
29 daysOn market (area median: 13 days)
$932,750Area median house price (+6% vs last year)
100%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in La Mesa, compiled by Jeff Brick.

The neighborhood

Living in La Mesa

$825,000Median sale price
41Avg. days on market
63Homes for sale

Market data: SDMLS.

Read the full La Mesa guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all La Mesa schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 12, 2026 at 6:11 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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