




4026 Charles St, La Mesa, CA 91941
Listed by Derek Harms, Compass · 858-444-7752

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About this home
Listed for less than recent appraisal! A rare opportunity to own two fully detached, single-story homes on one lot—each w/ 3 bedrooms and 2 bathrooms. 4028 Charles is an ADU built in 2025. The other, 4026 Charles, is recently renovated w/ quality upgrades throughout. Both homes are completely standalone, offering total privacy w/ no shared walls and no shared utilities (except water). Each unit features: Private entrances, Private yards, Private parking, In-unit laundry, Central HVAC, Separate SDGE meters, & Separate trash pickup. With strong rental demand in the area, this is a rare setup that gives you options for house hacking, multi-generational living, or a pure investment play. 4026 Charles Street – 1,037 Sq Ft (Recently Renovated) 3 Bedroom, 2 Bathroom – Open-concept, chef’s kitchen, SS appliances, & tons of upgrades. 4028 Charles Street (933 sq. ft.) 3 Bed/2 Bath – 2025 New Construction & Fully Permitted - Modern, open-concept floor plan, SS appliances, primary bedroom with en-suite bath, Full-size laundry and utility room, private & low-maintenance yard. Don't let this one slip!
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this homeInterior
Room sizes
Heating, cooling & utilities
Exterior & lot
Construction
Parking
HOA, fees & community
Property & listing details
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
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Your estimated monthly cost
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Typical rent in 91941 is about $2,545/month. Owning this home runs about — more each month before tax benefits and equity.
Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
La Mesa is a Seller's market
2.1 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
See La Mesa in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in La Mesa, compiled by Jeff Brick.
Living in La Mesa
Market data: SDMLS.
Read the full La Mesa guide →Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all La Mesa schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 12, 2026 at 6:11 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error


