Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$1,299,900

4404 Temecula St, San Diego, CA 92107

3Beds
2Baths
1,462Sq ft
1956Built
7,642Lot sq ft

Listed by Ewa Baska, EXp Realty of California, Inc. · 773-860-1084

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

A rare Ocean Beach opportunity that works three ways: move in, rent it out, or build. Few properties give you all three! The home is ready today! 3 bedrooms plus a downstairs bonus room, 2 baths, 1,462 sqft with hardwood floors throughout. Recent upgrades include a roof less than 10 years old, updated electrical panel, tankless water heater, and a new tub and tiling in the bath. The recently completed garage-conversion ADU is a 1 bed, 1 bath with in-unit laundry, ready to rent or host guests. Live in the main house and let the ADU help cover the payment, or rent both for strong cash flow in one of San Diego's most rentable pockets. You're minutes from Ocean Beach sand, the Point Loma waterfront, and the restaurants and shops that keep renters and buyers wanting to stay. You can also build! This 7,642 sqft RM-3-7 parcel qualifies for Complete Communities Housing Solutions at 2.5 FAR and sits in a Sustainable Development Area, so it's eligible for the ADU bonus program. Mobility Zone 2 means reduced parking requirements, which helps the pro forma. Alley access makes adding units simpler. Live in it, rent it, or build! Please do not disturb tenants.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$889Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
7,642 sq ftLot · 0.18 acres
2Parking spaces
YesADU / guest unit
195670 years old
70Days on market

Interior

Bedrooms3 (+1 optional)
Bathrooms2 full
Living area1,462 sq ft
Levels1 Story
Interior featuresCeiling FanRecessed LightingStorage Space
LaundryGas

Room sizes

Primary bedroom11X9 ft
Bedroom 212X12 ft
Bedroom 312X9 ft
Living room17X15 ft
Dining room7X7 ft
Kitchen9X7 ft

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterPublic
SewerPublic Sewer

Exterior & lot

Lot size7,642 sq ft (7,500-10,889 SF)
ViewCityMountains/Hills
Patio & porchBalconyPatio
FencingFull, Partial

Construction

Year built1956
Exterior wallsStucco
RoofComposition

Parking

Other spaces2
Total spaces2

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone

Property & listing details

Home typeDetached
OwnershipFee Simple
Parcel number (APN)449-867-29-00
NeighborhoodOcean Beach
Subdivision / tractOCEAN BEACH
MLS areaCoastal South
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onJul 21, 2026
Original list price$1,550,000
Last price changeOct 12, 2026
Days on market70
MLS #260017736

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
Jul 21, 2026Listed for sale$1,550,000
Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92107 is about $2,854/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92107
+3%1 year
+17%5 years
+76%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Point Loma is a Seller's market

2.4 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$889Price per sq ft (area: $1,087, 18% below)
70 daysOn market (area median: 58 days)
$1,860,000Area median house price (−9% vs last year)
97%Of list price that sellers got

Price reduced $250,100 from the original list price.

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92106, compiled by Jeff Brick.

The neighborhood

Living in Point Loma

$1,435,000Median sale price
53Avg. days on market
59Homes for sale

Market data: SDMLS.

Read the full Point Loma guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Point Loma schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 4:11 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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