




4404 Temecula St, San Diego, CA 92107
Listed by Ewa Baska, EXp Realty of California, Inc. · 773-860-1084

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About this home
A rare Ocean Beach opportunity that works three ways: move in, rent it out, or build. Few properties give you all three! The home is ready today! 3 bedrooms plus a downstairs bonus room, 2 baths, 1,462 sqft with hardwood floors throughout. Recent upgrades include a roof less than 10 years old, updated electrical panel, tankless water heater, and a new tub and tiling in the bath. The recently completed garage-conversion ADU is a 1 bed, 1 bath with in-unit laundry, ready to rent or host guests. Live in the main house and let the ADU help cover the payment, or rent both for strong cash flow in one of San Diego's most rentable pockets. You're minutes from Ocean Beach sand, the Point Loma waterfront, and the restaurants and shops that keep renters and buyers wanting to stay. You can also build! This 7,642 sqft RM-3-7 parcel qualifies for Complete Communities Housing Solutions at 2.5 FAR and sits in a Sustainable Development Area, so it's eligible for the ADU bonus program. Mobility Zone 2 means reduced parking requirements, which helps the pro forma. Alley access makes adding units simpler. Live in it, rent it, or build! Please do not disturb tenants.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this homeInterior
Room sizes
Heating, cooling & utilities
Exterior & lot
Construction
Parking
HOA, fees & community
Property & listing details
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Price & status history
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Your estimated monthly cost
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Typical rent in 92107 is about $2,854/month. Owning this home runs about — more each month before tax benefits and equity.
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Point Loma is a Seller's market
2.4 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
Price reduced $250,100 from the original list price.
See Point Loma in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92106, compiled by Jeff Brick.
Living in Point Loma
Market data: SDMLS.
Read the full Point Loma guide →Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Point Loma schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 4:11 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error


