Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For sale14 days on market · MLS# 260025824
$399,000

481 S Lincoln Ave, El Cajon, CA 92020

2Beds
2Baths
928Sq ft
1981Built
68,563Lot sq ft

Listed by Fadi Matti, Excel Realty · fadi@Mattirealtygroup.com

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Beautifully updated 2-bedroom, 1.5-bath townhome in the heart of El Cajon! This move-in-ready home features an open and functional floor plan, spacious bedrooms, updated finishes, and in-unit laundry. Enjoy two assigned parking spaces, a community pool, and a convenient location close to shopping, dining, schools, and easy freeway access. A perfect opportunity for first-time buyers or investors looking for a low-maintenance property in a desirable community.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$430Price per sq ft
$415/moHOA dues
NoneMello-Roos / CFD
68,563 sq ftLot · 1.57 acres
2Parking spaces
NoADU / guest unit
198145 years old
14Days on market

Interior

Bedrooms2
Bathrooms1 full, 1 half
Living area928 sq ft
Levels2 Story
RoomsDining AreaLiving Room
AppliancesDishwasherDisposalDryerMicrowaveRefrigeratorWasherGas Stove
LaundryGas & Electric Dryer HU

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterPublic
SewerPublic Sewer

Exterior & lot

Lot size68,563 sq ft (1+ to 2 AC)
ViewPool
PoolCommunity/Common
FencingPartial

Construction

Year built1981
Exterior wallsStucco
RoofShingle

Parking

Other spaces2
Total spaces2

HOA, fees & community

HOA dues$415 a month
Total monthly fees$415
Mello-Roos / CFDNone
AssociationPMC Management
ComplexLincoln Townhomes
AmenitiesPool
Known restrictionsCC&R's

Property & listing details

Home typeTownhome
OwnershipCondominium
ZoningR-1:SINGLE
Parcel number (APN)488-261-81-21
NeighborhoodEl Cajon
Subdivision / tractEL CAJON
MLS areaEast County
CountySan Diego
Accepted financingCash, Conventional
Listed onOct 27, 2026
Original list price$399,000
Last price changeOct 27, 2026
Days on market14
MLS #260025824

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA dues$415
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92020 is about $2,124/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92020
0%1 year
+18%5 years
+73%10 years

Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 4:26 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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