Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleONLY SAN DIEGOSINCE 1999 Only San Diego · San Diego MLSBalanced MarketMission Valley · 4.6 months of condos for sale · typical home sells in 29 daysMarket report 63 days on market · MLS# 260022075
$769,000

640 Camino De La Reina Unit 1115, San Diego, CA 92108

3Beds
3Baths
1,479Sq ft
1995Built

Listed by Alex Shadpour, LPT Realty, Inc · 858-761-1167

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Welcome to Mission Valley living at its best! This beautifully updated, turnkey two-story townhome is located in the highly desirable gated Rio Del Oro community, offering an exceptional blend of comfort, style, and convenience. Upstairs, you’ll find two spacious bedrooms, each featuring a private full bathroom and generous closet space. The inviting living room offers a cozy wood-burning fireplace, while the separate dining area provides an ideal setting for everyday meals or entertaining. The thoughtfully updated kitchen and all bathrooms were renovated in 2020, with kitchen appliances also replaced that year. The main level features stylish luxury vinyl flooring, complemented by plantation shutters throughout the home. The washer and dryer were replaced in 2025. A versatile bonus room provides additional flexibility and can be used as a home office, guest room, workout space, or creative studio. Step outside to your spacious, sunny private patio—perfect for relaxing, entertaining, or enjoying San Diego’s beautiful year-round weather. Beyond your front door, Rio Del Oro offers a community pool and spa, fitness center, beautifully landscaped grounds, and a dedicated dog park. Residents also enjoy convenient access to the scenic San Diego River Trail and Riverwalk, providing opportunities for walking, jogging, biking, and enjoying the outdoors right in the heart of Mission Valley.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$520Price per sq ft
$760/moHOA dues
NoneMello-Roos / CFD
2 garage + 2Parking spaces
NoADU / guest unit
199531 years old
63Days on market

Interior

Bedrooms3
Bathrooms2 full, 1 half
Living area1,479 sq ft
Levels2 Story
RoomsBedroom Entry LevelBonus RoomBreakfast AreaDining AreaFamily RoomPrimary Bdrm 2Office
AppliancesDishwasherDisposalRange/Oven
LaundryElectric

Heating, cooling & utilities

HeatingFireplace, Forced Air Unit (Electric)
CoolingCentral Forced Air
WaterAvailable
SewerSewer Connected

Exterior & lot

Lot size0 (Common Interest)
PoolBelow Ground, Community/Common
FencingGate

Construction

Year built1995
Exterior wallsStucco
RoofComposition

Parking

Garage spaces2
Other spaces2
Total spaces4
Parking featuresAssignedUnderground

HOA, fees & community

HOA dues$760 a month
Total monthly fees$760
Mello-Roos / CFDNone
AssociationThe Prescott Companies
ComplexRio Del Oro
PetsAllowed w/Restrictions
Known restrictionsCC&R's

Property & listing details

Home typeCondominium
OwnershipCondominium
Parcel number (APN)438-020-72-06
NeighborhoodMission Valley
Subdivision / tractMISSION VALLEY
MLS areaMetro
Unit1115
CountySan Diego
Accepted financingCash, Conventional
Listed onSep 8, 2026
Original list price$810,000
Last price changeNov 3, 2026
Days on market63
MLS #260022075

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
Sep 8, 2026Listed for sale$810,000
Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$760
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92108 is about $3,168/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92108
−4%1 year
+14%5 years
+58%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Mission Valley is a Balanced market

4.6 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$520Price per sq ft (area: $582, 11% below)
63 daysOn market (area median: 29 days)
$440,000Area median condo price (−24% vs last year)
98%Of list price that sellers got

Price reduced $41,000 from the original list price.

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92108, compiled by Jeff Brick.

The neighborhood

Living in Mission Valley

$585,000Median sale price
78Avg. days on market
85Homes for sale

Market data: SDMLS.

Read the full Mission Valley guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Mission Valley schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 12, 2026 at 12:32 AM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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