Details for Jeff's clients
Off-marketCompass Private Exclusive$1,450,0003 bd · 3 ba · 1,872 sq ftNear University City / UTC · 92122
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For sale Only San Diego · San Diego MLSBalanced MarketMission Valley · 4.6 months of condos for sale · typical home sells in 29 daysMarket report 54 days on market · MLS# 260022975
$695,000
640 Camino De La Reina Unit 1309, San Diego, CA 92108
3Beds
2Baths
1,330Sq ft
1995Built
81,706Lot sq ft
Listed by Jeffrey A Vidal, LPT Realty, Inc · 619-734-7306
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Welcome to Rio Del Oro, one of Mission Valley's most sought after gated communities. This 3 bedroom, 2 bath residence offers 1,330 square feet with a smart split floor plan that keeps the bedrooms separated for real privacy. Living, dining and kitchen areas flow together and open to a private deck, with a fireplace anchoring the main living space. The kitchen is finished with stainless steel appliances and Corian countertops. The spacious primary suite includes a generous walk in closet and a full en suite bath. Plantation shutters and brand new dual pane windows add comfort and efficiency throughout. Full size washer and dryer in the unit, central air and two reserved underground parking spaces complete the package. Resort style amenities include pool, spa, fitness center and clubhouse. Just outside the gates is the San Diego River trail with miles of scenic walking, plus Fashion Valley, Hazard Center, Snapdragon Stadium, the beaches and the 8, 163, 15 and 5.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$523Price per sq ft
$733/moHOA dues
NoneMello-Roos / CFD
81,706 sq ftLot · 1.88 acres
2 garageParking spaces
NoADU / guest unit
199531 years old
54Days on market
Interior
Bedrooms3
Bathrooms2 full
Living area1,330 sq ft
Levels1 Story
RoomsBedroom Entry LevelDining AreaLiving Room
AppliancesDryerWasherElectric OvenElectric RangeElectric Cooking
LaundryElectric
Heating, cooling & utilities
HeatingForced Air Unit (Electric)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size81,706 sq ft (0 (Common Interest))
PoolCommunity/Common, Association
FencingFull, Gate
Construction
Year built1995
Exterior wallsStucco
Parking
Garage spaces2
Total spaces2
Parking featuresAssignedGatedUndergroundGarage
HOA, fees & community
HOA dues$733 a month
Total monthly fees$733
Mello-Roos / CFDNone
AssociationPrescott Management
ComplexRio Del Oro
Known restrictionsCC&R's
Property & listing details
Home typeCondominium
OwnershipCondominium
ZoningR-1:SINGLE
Parcel number (APN)438-020-73-17
NeighborhoodRio Del Oro
Subdivision / tractMISSION VALLEY
MLS areaMetro
Unit1309
CountySan Diego
Accepted financingCash, Conventional, VA
Listed onSep 17, 2026
Original list price$695,000
Last price changeSep 17, 2026
Days on market54
MLS #260022975
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$2,295,0005 bd · 3 ba · 2,448 sq ftNear Point Loma · 92107
Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$733
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92108 is about $3,168/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92108
−4%1 year
+14%5 years
+58%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Mission Valley is a Balanced market
4.6 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$523Price per sq ft (area: $582, 10% below)
54 daysOn market (area median: 29 days)
$440,000Area median condo price (−24% vs last year)
98%Of list price that sellers got
See Mission Valley in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92108, compiled by Jeff Brick.
The neighborhood
Living in Mission Valley
$585,000Median sale price
78Avg. days on market
85Homes for sale
Market data: SDMLS.
Read the full Mission Valley guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Mission Valley schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 11:55 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
