Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$985,000

6492 Terraza Portico, Carlsbad, CA 92009

3Beds
3Baths
1,406Sq ft
2002Built

Listed by Justin S Santolaya, NextHome Bella Properties · 619-206-9633

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Welcome to 6492 Terraza Portico, a beautifully updated 3-bedroom, 2.5-bathroom home in Carlsbad’s Rancho Carrillo community. Fresh interior paint and new luxury vinyl flooring throughout create a cohesive, inviting feel. The refreshed kitchen showcases Taj Mahal countertops with soft neutral tones and subtle flowing veining, complemented by all-new appliances. Highlights include an Empava oven with a built-in timer, an Empava five-burner gas stove, a spacious dishwasher with upper and lower spray systems, and a refrigerator with a fingerprint-resistant finish. A deep sink with a pull-out sprayer and one-touch flow adjustment adds everyday convenience. Designer tile gives the fireplace a stylish focal point, while a new starter switch adds functionality. All bathrooms have been updated with new lighting, faucets, and fixtures. The primary bathroom offers a relaxing spa atmosphere with new marble countertops, coordinated tile, and an expanded shower featuring a rainfall showerhead and a high-pressure handheld sprayer. New air conditioning and heating, along with a freshly installed HVAC filter, enhance comfort throughout the seasons. Outside, two terraced levels create additional usable space for entertaining, relaxing, and enjoying the lush landscaping. A concrete patio provides room for outdoor dining and gatherings, while timed irrigation simplifies landscape care. Additional conveniences include two garage parking spaces and an included washer and dryer, with a new heating element installed in the dryer. Enjoy walking trails throughout Rancho Carrillo and local amenities.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$701Price per sq ft
$400/moHOA dues
2 garageParking spaces
NoADU / guest unit
200224 years old
7Days on market

Interior

Bedrooms3
Bathrooms2 full, 1 half
Living area1,406 sq ft
Levels2 Story
RoomsKitchenLiving Room
AppliancesDryerGarage Door OpenerRefrigeratorWasher
LaundryGas & Electric Dryer HU

Room sizes

Primary bedroom18 × 12 ft
Bedroom 210 × 14 ft
Bedroom 310 × 10 ft
Living room15 × 14 ft
Dining room11 × 10 ft
Kitchen7 × 10 ft

Heating, cooling & utilities

HeatingForced Air Unit (Electric)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected

Exterior & lot

Lot size0 (Common Interest)
PoolCommunity/Common
FencingPartial

Construction

Year built2002
Exterior wallsStucco
RoofTile

Parking

Garage spaces2
Total spaces2
Parking featuresAttached

HOA, fees & community

HOA dues$400 a month
Total monthly fees$554
Other fees$119
AssociationSea Breeze Management
ComplexPortico
Known restrictionsCC&R's

Property & listing details

Home typeCondominium
OwnershipFee Simple
Parcel number (APN)222-640-04-03
NeighborhoodRancho Carrillo Village
Subdivision / tractRancho Carrillo (RC)
MLS areaCoastal North
CountySan Diego
Accepted financingCash, Conventional, VA
Listed onNov 3, 2026
Original list price$985,000
Last price changeNov 3, 2026
Days on market7
MLS #260026292

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA dues$400
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92009 is about $3,662/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92009
+2%1 year
+39%5 years
+113%10 years

Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Carlsbad & La Costa is a Balanced market

3.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$701Price per sq ft (area: $676, 4% above)
7 daysOn market (area median: 16 days)
$895,000Area median condo price (−1% vs last year)
99%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, condos in Carlsbad, compiled by Jeff Brick.

The neighborhood

Living in Carlsbad

$1,510,000Median sale price
59Avg. days on market
82Homes for sale

Market data: SDMLS.

Read the full Carlsbad guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Carlsbad schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 4:41 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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