Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$2,095,000

6744 Monterra, San Diego, CA 92130

4Beds
3Baths
2,487Sq ft
2015Built
4,145Lot sq ft

Listed by Brett Dickinson, Compass California III, Inc. · 858-204-6226

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Bright, beautifully maintained, and move-in ready, this original-owner home sits in Carmel Valley’s highly sought-after Pacific Highlands Ranch community. The open-concept main level flows from an eat-in kitchen to an inviting living area, while a separate dining room sets the stage for gatherings. The primary bath offers dual vanities, and an expansive covered patio extends the living space outdoors for effortless entertaining. Stroll about 10 minutes to the market, restaurants, and shops at The Village at Pacific Highlands Ranch, and enjoy proximity to one of California’s top-rated public high schools and stellar elementary and middle schools.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$842Price per sq ft
$221/moHOA dues
$263Mello-Roos / CFD
4,145 sq ftLot · 0.1 acres
2 garage + 2Parking spaces
NoADU / guest unit
201511 years old
11Days on market

Interior

Bedrooms4
Bathrooms3 full
Living area2,487 sq ft
Levels2 Story
RoomsPrimary Bedroom
AppliancesDishwasherRefrigerator
LaundryElectric, Gas

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterPublic
SewerSewer Connected

Exterior & lot

Lot size4,145 sq ft (4,000-7,499 SF)
PoolCommunity/Common

Construction

Year built2015
Exterior wallsStucco
RoofTile/Clay

Parking

Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttachedGarage - Two Door

HOA, fees & community

HOA dues$221 a month
Total monthly fees$484
Mello-Roos / CFD$263
AssociationPacific Highlands Ranch
Known restrictionsCC&R's

Schools

DistrictSan Dieguito High School Distric

Property & listing details

Home typeDetached
OwnershipFee Simple
ZoningR-1:SINGLE
Parcel number (APN)305-281-19-00
NeighborhoodPacific Highlands
Subdivision / tractCARMEL VALLEY
MLS areaCoastal North
CountySan Diego
Accepted financingCash, Conventional
Listed onOct 30, 2026
Original list price$2,095,000
Last price changeOct 30, 2026
Days on market11
MLS #260026058

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year, plus any Mello-Roos)—
Home insurance (California average)—
HOA dues$221
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92130 is about $4,198/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92130
+3%1 year
+44%5 years
+120%10 years

Many newer homes in 92130 carry Mello-Roos or other special taxes on top of this estimate. Ask for the exact tax bill before you write an offer.

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Carmel Valley is a Seller's market

1.4 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$842Price per sq ft (area: $804, 5% above)
11 daysOn market (area median: 25 days)
$2,860,000Area median house price (+30% vs last year)
98%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92130, compiled by Jeff Brick.

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 1:01 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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