Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$599,000

12122 Royal Birkdale Row Unit 103, San Diego, CA 92128

2Beds
2Baths
1,172Sq ft
1987Built

Listed by Anna E Short, Halcyon · 412-390-6818

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

HIGHLY MOTIVATED SELLER! —Bring your offers! Discover resort-style living in the desirable gated community of Masters Hill in Bernardo Heights. This beautifully maintained and upgraded first-floor 2-bedroom, 2-bathroom condo offers easy, stair-free access just steps from the parking garage. Inside, enjoy new luxury vinyl plank flooring throughout, fresh interior paint, updated fireplace tile, and a brand-new washer, dryer, and microwave. Expansive living room windows frame picturesque golf course views, while a cozy gas fireplace adds warmth and charm. The updated kitchen features sleek countertops, stainless steel appliances, and custom cabinetry, opening to a separate dining area and private patio—perfect for morning coffee or relaxing outdoors. The spacious primary suite includes a walk-in closet and private en-suite bathroom, while the second bedroom offers flexibility for guests or a home office. Two dedicated garage parking spaces provide additional storage and convenience. Masters Hill residents enjoy three pools and spas, tennis courts, a clubhouse, and beautifully landscaped grounds. With a peaceful golf course setting and convenient access to shopping and dining, this move-in-ready home delivers comfort, convenience, and low-maintenance living in one of Bernardo Heights' most sought-after communities. Don't miss this opportunity!

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$511Price per sq ft
$1,126/moHOA dues
NoneMello-Roos / CFD
2 garageParking spaces
NoADU / guest unit
198739 years old
1Days on market

Interior

Bedrooms2
Bathrooms2 full
Living area1,172 sq ft
Levels1 Story
RoomsBedroom Entry LevelDining AreaPrim BR Entry LevelKitchenLiving RoomPrimary BedroomPrimary BathroomWalk-In Closet
AppliancesDishwasherDisposalDryerFire SprinklersMicrowaveRefrigeratorWasherFreezerVented Exhaust FanElectric Cooking
Interior featuresGranite CountersRemodeled KitchenShowerShower in Tub
Fireplace1 · FP in Living Room
LaundryElectric

Room sizes

Primary bedroom19 × 13 ft
Bedroom 212 × 10 ft
Living room15 × 14 ft
Family room0 × 0 ft
Dining room12 × 9 ft
Kitchen11 × 7 ft

Heating, cooling & utilities

HeatingForced Air Unit, Heat Pump (Electric)
CoolingHeat Pump(s)
WaterMeter on Property
SewerNone

Exterior & lot

Lot size0 (Common Interest)
ViewGolf CourseMountains/Hills
PoolBelow Ground, Community/Common, Fenced, Heated, Saltwater
FencingGate

Construction

Year built1987
Exterior wallsStucco
RoofFlat

Parking

Garage spaces2
Total spaces2
Parking featuresAssignedCommunity GarageGarage

HOA, fees & community

HOA dues$1,126 a month
Total monthly fees$1,126
Mello-Roos / CFDNone
AssociationMasters Hill Owners Assoc
ComplexMasters Hill
Community featuresBBQClubhouse/Rec RoomExercise RoomGated CommunityPlaygroundPoolRecreation AreaSpa/Hot TubTennis Courts
PetsAllowed w/Restrictions

Schools

DistrictPoway Unified School District

Property & listing details

Home typeCondominium
Parcel number (APN)313-431-02-56
NeighborhoodBernardo Heights
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
Unit103
CountySan Diego
Accepted financingCash, Conventional
Listed onNov 9, 2026
Original list price$599,000
Last price changeNov 9, 2026
Days on market1
MLS #260026738

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$1,126
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92128
−2%1 year
+22%5 years
+78%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Rancho Bernardo is a Balanced market

4.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$511Price per sq ft (area: $526, 3% below)
1 daysOn market (area median: 37 days)
$568,000Area median condo price (−9% vs last year)
98%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92128, compiled by Jeff Brick.

The neighborhood

Living in Rancho Bernardo

$1,040,000Median sale price
57Avg. days on market
111Homes for sale

Market data: SDMLS.

Read the full Rancho Bernardo guide →
Schools

Schools for this home

DistrictPoway Unified School District

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Rancho Bernardo schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 7:46 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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