Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleSeller's MarketRancho Bernardo · 1.9 months of houses for sale · typical home sells in 12 daysMarket report 41 days on market · MLS# 260023844
$850,000
12535 Horado, San Diego, CA 92128
2Beds
2Baths
1,510Sq ft
1964Built
7,500Lot sq ft
Listed by Todd D Fortney, Coldwell Banker Realty · 619-518-1783
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Move-In Ready Home with Stylish Upgrades and Flexible Living Space. This beautifully maintained, move-in ready home features rich cherry wood flooring throughout, abundant natural light from skylights, recessed lighting, fresh interior paint, and newer windows. The updated kitchen is designed for both functionality and style, offering stainless steel appliances, custom paneled cabinetry, granite countertops, and a convenient eat-in breakfast bar. Both bathrooms have been tastefully renovated with granite countertops and custom cabinetry, while the primary bath includes a spacious walk-in shower. Generously sized rooms provide comfort and versatility throughout the home. A flexible bonus room adjacent to the family room offers endless possibilities as a home office, hobby room, fitness area, or additional living space. Situated in a sunny location, the property also features a covered patio perfect for relaxing, entertaining, or enjoying outdoor living year-round. This home combines comfort, quality upgrades, and adaptable living spaces in a desirable setting. Residents enjoy access to the Seven Oaks Community Center, featuring pickleball and tennis courts, a pool and spa, and a clubhouse with a variety of social amenities.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$563Price per sq ft
$51/moHOA dues
NoneMello-Roos / CFD
7,500 sq ftLot · 0.17 acres
2 garageParking spaces
NoADU / guest unit
196462 years old
41Days on market
Interior
Bedrooms2
Bathrooms2 full
Living area1,510 sq ft
Levels1 Story
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size7,500 sq ft (7,500-10,889 SF)
PoolCommunity/Common
Construction
Year built1964
Exterior wallsWood/Stucco
RoofComposition
Parking
Garage spaces2
Total spaces2
Parking featuresAttached
HOA, fees & community
HOA dues$51 a month ($615 annual)
Total monthly fees$51
Mello-Roos / CFDNone
Association7 Oaks Community Center
Age restrictions55 and Up
Known restrictionsCC&R's
Property & listing details
Home typeDetached
OwnershipFee Simple
ZoningR-1:SINGLE
Parcel number (APN)274-350-25-00
Neighborhood7 Oaks
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, VA
Listed onSep 29, 2026
Original list price$875,000
Last price changeOct 21, 2026
Days on market41
MLS #260023844
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Price & status history
DateEventPrice
Sep 29, 2026Listed for sale$875,000
Off-market · not on Zillow, Redfin or the MLS
Homes near Rancho Bernardo you won't find anywhere else
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$51
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Seller's market
1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$563Price per sq ft (area: $629, 11% below)
41 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got
Price reduced $25,000 from the original list price.
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.
The neighborhood
Living in Rancho Bernardo
$1,050,000Median sale price
58Avg. days on market
109Homes for sale
Market data: SDMLS.
Read the full Rancho Bernardo guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Rancho Bernardo schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 1:26 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
