Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$1,475,000

12550 Shropshire Ln, San Diego, CA 92128

5Beds
3Baths
2,761Sq ft
1980Built
5,802Lot sq ft

Listed by Justin S Santolaya, NextHome Bella Properties · 619-206-9633

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Welcome to 12550 Shropshire Ln, offering 2,761 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms. Thoughtfully designed for both everyday living. This home features soaring vaulted ceilings that create an open, airy feel throughout the main living areas and continue into the spacious primary suite. A highly desirable first-floor bedroom and full bathroom provide the perfect setup for guests, multi-generational living, or a home office. Additional features include central HVAC, an included washer and dryer, EV charger, usable attic storage, a 2-car garage, and two additional driveway parking spaces. The low-maintenance backyard offers an ideal space to relax or entertain without the upkeep. Residents enjoy access to the renowned Rancho Bernardo Swim and Tennis Club, featuring pools, tennis courts, fitness amenities, and year-round community activities. Conveniently located just 1 mile from Interstate 15, the home offers easy commuting while remaining close to shopping, dining, parks, and everyday conveniences. Families will appreciate its location near highly regarded schools including Chaparral Elementary School, Bernardo Heights Middle School, and Rancho Bernardo High School, making this an exceptional opportunity in one of Rancho Bernardo's most sought-after neighborhoods.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$534Price per sq ft
$58/moHOA dues
NoneMello-Roos / CFD
5,802 sq ftLot
2 garage + 2Parking spaces
NoADU / guest unit
198046 years old
36Days on market

Interior

Bedrooms5
Bathrooms3 full
Living area2,761 sq ft
Levels2 Story
RoomsDining AreaLiving Room
AppliancesRefrigeratorElectric OvenElectric Stove
Fireplace1
LaundryElectric

Room sizes

Primary bedroom20 × 16 ft
Bedroom 219 × 13 ft
Bedroom 315 × 13 ft
Bedroom 413 × 11 ft
Bedroom 514 × 13 ft

Heating, cooling & utilities

HeatingForced Air Unit (Electric)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected

Exterior & lot

Lot size5,802 sq ft (4,000-7,499 SF)
PoolCommunity/Common

Construction

Year built1980
Exterior wallsStucco
RoofTile

Parking

Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttached

HOA, fees & community

HOA dues$58 a month ($175 quarterly)
Total monthly fees$236
Other fees$734
Mello-Roos / CFDNone
AssociationMontelena
Known restrictionsCC&R's

Property & listing details

Home typeDetached
OwnershipFee Simple
Parcel number (APN)272-500-18-00
NeighborhoodRancho Bernardo
Subdivision / tractMontelena (MTL)
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onOct 6, 2026
Original list price$1,475,000
Last price changeOct 6, 2026
Days on market36
MLS #260024410

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$58
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92128
−2%1 year
+22%5 years
+78%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Rancho Bernardo is a Seller's market

1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$534Price per sq ft (area: $629, 15% below)
36 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.

The neighborhood

Living in Rancho Bernardo

$1,040,000Median sale price
57Avg. days on market
111Homes for sale

Market data: SDMLS.

Read the full Rancho Bernardo guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Rancho Bernardo schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 8:46 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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