Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$1,375,000

12645 Calma Ct, San Diego, CA 92128

4Beds
3Baths
2,061Sq ft
1970Built
10,800Lot sq ft

Listed by Megan Orvis Morris, RE/MAX Connections · 858-442-5631

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Welcome to Gatewood Hills! Tucked away on a cul-de-sac and offering 1/4 acre pie-shaped lot, this home offers comfortable living space w/ plenty of room to roam. Get ready for fun w/ sparkling pool and spa, newly constructed in 2020, complete w/ security fencing and separate solar heating. Relax under the covered patio, enjoy the easy-care turf, a perfect space for pets and play, or take advantage of the expansive side yard w/ storage sheds. And when the day winds down...settle in for those beautiful sunset views! Inside, the stylish kitchen has quartz counters, breakfast bar seating, stainless steel appliances including a 5-burner GE dual-fuel range w/ a second lower oven. The living room features vaulted ceilings, a cozy fireplace, and adjacent formal dining area. Upstairs, the primary suite offers dual closets and updated bath w/ step-in shower. Just off the primary bedroom is a versatile retreat, the perfect flex space for a home office, gym, nursery, etc. (it's actually the 4th BR, because yes…it has a closet!) Even the practical perks are impressive! Owned solar electricity, a convenient EV charger in the attached 2-car garage, central AC, whole house water filtration system, and low-maintenance landscaping help make everyday living a breeze. Refrigerator, washer, and dryer are included, too. Located within the highly regarded PUSD schools, like nearby Chaparral Elem. Annual HOA fee include a limited membership to the RB Swim & Tennis Club. Great location, fantastic yard, and plenty of ways to enjoy it all. Welcome home!

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$667Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
10,800 sq ftLot · 0.25 acres
2 garage + 2Parking spaces
NoADU / guest unit
197056 years old
28Days on market

Interior

Bedrooms4
Bathrooms2 full, 1 half
Living area2,061 sq ft
Levels2 Story
RoomsDining AreaFamily RoomFormal EntryPrimary RetreatKitchenLiving RoomPrimary BedroomEntryFoyerPrimary Bathroom
AppliancesDryerRefrigeratorShed(s)Solar PanelsWasherWater FiltrationDouble OvenElectric OvenGas & Electric RangeGas RangeGas Cooking
FlooringCeramic TileSlateTileWood
Interior featuresBalconyBathtubCeiling FanKitchen IslandRecessed LightingRemodeled KitchenShowerStone Counters
Fireplace1 · FP in Living Room
LaundryElectric, Gas, Gas & Electric Dryer HU, Washer Hookup
AccessibilityNone

Room sizes

Primary bedroom15 × 13 ft
Bedroom 213 × 10 ft
Bedroom 311 × 11 ft
Bedroom 411 × 10 ft
Living room14 × 13 ft
Family room17 × 14 ft
Dining room20 × 10 ft
Kitchen12 × 10 ft

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
UtilitiesCable AvailableElectricity ConnectedNatural Gas ConnectedPhone AvailableSewer ConnectedWater Connected
IrrigationManual

Exterior & lot

Lot size10,800 sq ft (.25 to .5 AC)
ViewEvening LightsMountains/Hills
PoolBelow Ground, Private
SpaPrivate Below Ground, Private w/Pool, Solar Heated, Yes
Patio & porchCoveredPatioSlab
FencingFull, Wood

Construction

StyleTraditional
Year built1970
Exterior wallsStucco, Wood/Stucco
RoofConcrete, Tile/Clay
Shared wallsDetached

Parking

Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttachedGarage Door Opener

HOA, fees & community

HOA duesNone
Total monthly fees$42
Other fees$510
Mello-Roos / CFDNone
AmenitiesBanquet FacilitiesBilliard RoomClub HouseGym/Ex RoomPicnic AreaPlaygroundSpaSport CourtBarbecuePool
Community featuresBBQClubhouse/Rec RoomExercise RoomPlaygroundPoolRecreation AreaSaunaSpa/Hot TubTennis Courts
PetsYes
Known restrictionsCC&R's

Schools

DistrictPoway Unified School District

Property & listing details

Home typeDetached
OwnershipFee Simple
ZoningR1
Parcel number (APN)274-532-29-00
NeighborhoodGatewood Hills
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onOct 13, 2026
Original list price$1,375,000
Last price changeOct 13, 2026
Days on market28
MLS #260024878

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92128
−2%1 year
+22%5 years
+78%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Rancho Bernardo is a Seller's market

1.9 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$667Price per sq ft (area: $629, 6% above)
28 daysOn market (area median: 12 days)
$1,270,000Area median house price (+6% vs last year)
99%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92128, compiled by Jeff Brick.

The neighborhood

Living in Rancho Bernardo

$1,050,000Median sale price
58Avg. days on market
109Homes for sale

Market data: SDMLS.

Read the full Rancho Bernardo guide →
Schools

Schools for this home

DistrictPoway Unified School District

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Rancho Bernardo schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 1:26 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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