Details for Jeff's clients
Off-marketCompass Private Exclusive$7,995,0007 bd · 6 ba · 9,900 sq ftNear Rancho Santa Fe · 92067
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
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For saleSeller's MarketEncinitas (Cardiff & Leucadia) · 2.5 months of houses for sale · typical home sells in 14 daysMarket report 14 days on market · MLS# 260025805
$900,000
1355 Loch Lomond Drive, Cardiff, CA 92007
3Beds
2Baths
1,040Sq ft
1964Built
Listed by Kim Ward, Horizon Real Estate · kimward@horizonrealestate.net
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
3-bedroom, 2-bathroom single-family fixer in Ocean Crest Estates, Cardiff-by-the-Sea, within the City of Encinitas. Built in 1964, this 1,040 sq ft home sits on an approximately 6,500 sq ft lot and is offered as-is. The property requires extensive renovation, including the kitchen, bathrooms, and major systems. This is a substantial renovation opportunity for buyers prepared to evaluate the property's condition and scope of work. The home is being sold in its present condition, and buyers should conduct appropriate inspections and due diligence. An attached 2-car garage and 2-car driveway provide off-street parking and storage options. The yard may offer potential for an accessory dwelling unit (ADU), subject to City of Encinitas requirements, site conditions, and approvals. No HOA. Located in the Ocean Crest Estates neighborhood of Cardiff-by-the-Sea, the property offers access to the coastal amenities of North County San Diego, including beaches, shopping, dining, and everyday services. The location combines an established residential setting with an opportunity to renovate an existing home in Cardiff. For investors, renovators, or buyers planning a full remodel, this property offers a defined starting point. Buyers should verify square footage, lot dimensions, property condition, potential improvements, and all applicable permitting requirements.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$865Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
2 garage + 2Parking spaces
NoADU / guest unit
196462 years old
14Days on market
Interior
Bedrooms3
Bathrooms2 full
Living area1,040 sq ft
Levels1 Story
Heating, cooling & utilities
WaterMeter on Property
Exterior & lot
Lot size4,000-7,499 SF
FencingPartial
Construction
Year built1964
Exterior wallsStucco
RoofComposition
Parking
Garage spaces2
Other spaces2
Total spaces4
Parking featuresAttached
HOA, fees & community
HOA duesNone
Mello-Roos / CFDNone
PetsYes
Property & listing details
Home typeDetached
OwnershipFee Simple
Parcel number (APN)260-580-14-00
NeighborhoodCardiff
Subdivision / tractCARDIFF BY THE SEA
MLS areaCoastal North
CountySan Diego
Accepted financingCash, Conventional
Listed onOct 27, 2026
Original list price$900,000
Last price changeOct 27, 2026
Days on market14
MLS #260025805
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$11,250,0006 bd · 8 ba · 10,600 sq ftNear Rancho Santa Fe · 92067
Details for Jeff's clients
Off-marketCompass Private Exclusive$1,450,0003 bd · 3 ba · 1,872 sq ftNear University City / UTC · 92122
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92007 is about $4,454/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92007
+10%1 year
+38%5 years
+117%10 years
Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Encinitas (Cardiff & Leucadia) is a Seller's market
2.5 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$865Price per sq ft (area: $1,180, 27% below)
14 daysOn market (area median: 14 days)
$2,300,000Area median house price (+2% vs last year)
98%Of list price that sellers got
See Encinitas (Cardiff & Leucadia) in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, houses in Encinitas, compiled by Jeff Brick.
The neighborhood
Living in Encinitas
$2,075,000Median sale price
55Avg. days on market
51Homes for sale
Market data: SDMLS.
Read the full Encinitas guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Encinitas schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 4:46 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
