Details for Jeff's clients
Off-marketCompass Private Exclusive$7,995,0007 bd · 6 ba · 9,900 sq ftNear Rancho Santa Fe · 92067
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleSeller's MarketEncinitas (Cardiff & Leucadia) · 2.9 months of condos for sale · typical home sells in 56 daysMarket report 21 days on market · MLS# 260025375
$929,000
406 Carmel Creeper Pl, Encinitas, CA 92024
2Beds
3Baths
1,088Sq ft
1999Built
Listed by Michael Libutti, Libutti Realty Advisors Inc. · 858-220-4295
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Welcome to coastal living at its finest in the gated Saxony community of Encinitas! This exceptional end-unit townhome features extensive high-end upgrades throughout, anchored by a fully reimagined 2026 kitchen boasting brand-new white oak-finished cabinets with a lower corner Lazy Susan and a push-to-open servo motor garbage drawer, a new floating island with generous drawer storage, new countertops and backsplash, a new window, sink, faucet, reverse osmosis filtration system, and all-new microwave, dishwasher, and garbage disposal. The interior flows effortlessly over new 2026 herringbone-pattern flooring on the main level and 2023 flooring upstairs, connected by a stylish custom carpet runner on the staircase and illuminated by upgraded dimmable lighting throughout. Comfortable and functional, the layout offers dual primary suites with built-in storage cabinets, enhanced convenience from a new hot water circulating pump for quick hot water to the kitchen and upstairs shower, a brand-new 2026 outdoor AC unit, a private landscaped patio, an attached 1 car garage + 1 assigned parking space, and access to resort-style community amenities including a pool, hot tub, and private dog park—all just minutes from Moonlight Beach, local dining, and top-rated schools.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$854Price per sq ft
$355/moHOA dues
NoneMello-Roos / CFD
1 garage + 1Parking spaces
NoADU / guest unit
199927 years old
21Days on market
Interior
Bedrooms2
Bathrooms2 full, 1 half
Living area1,088 sq ft
Levels2 Story
AppliancesDishwasher
LaundryGas & Electric Dryer HU
Heating, cooling & utilities
HeatingForced Air Unit (Electric)
CoolingCentral Forced Air
WaterAvailable
SewerSewer Connected
Exterior & lot
Lot size0 (Common Interest)
PoolCommunity/Common
FencingBrick Wall
Construction
Year built1999
Exterior wallsStucco
RoofConcrete
Parking
Garage spaces1
Other spaces1
Total spaces2
Parking featuresAttached
HOA, fees & community
HOA dues$355 a month
Total monthly fees$355
Mello-Roos / CFDNone
AssociationSaxony
ComplexEncinitas
Known restrictionsCC&R's
Property & listing details
Home typeTownhome
OwnershipFee Simple
Parcel number (APN)256-330-55-02
NeighborhoodEncinitas
Subdivision / tractENCINITAS
MLS areaCoastal North
CountySan Diego
Accepted financingConventional
Listed onOct 20, 2026
Original list price$929,000
Last price changeOct 20, 2026
Days on market21
MLS #260025375
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$11,250,0006 bd · 8 ba · 10,600 sq ftNear Rancho Santa Fe · 92067
Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA dues$355
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92024 is about $4,249/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92024
+5%1 year
+32%5 years
+107%10 years
Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Encinitas (Cardiff & Leucadia) is a Seller's market
2.9 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$854Price per sq ft (area: $1,036, 18% below)
21 daysOn market (area median: 56 days)
$1,100,000Area median condo price (+26% vs last year)
98%Of list price that sellers got
See Encinitas (Cardiff & Leucadia) in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, condos in Encinitas, compiled by Jeff Brick.
The neighborhood
Living in Encinitas
$2,075,000Median sale price
55Avg. days on market
51Homes for sale
Market data: SDMLS.
Read the full Encinitas guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Encinitas schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 3:56 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
