Details for Jeff's clients
Off-marketCompass Private Exclusive$2,295,0005 bd · 3 ba · 2,448 sq ftNear Point Loma · 92107
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
PendingBalanced MarketOtay Ranch (Chula Vista) · 3.7 months of condos for sale · typical home sells in 68 daysMarket report 26 days on market · MLS# 260024918
$769,000
1360 Santa Victoria Unit 3, Chula Vista, CA 91913
4Beds
4Baths
2,342Sq ft
2017Built
31,549Lot sq ft
Listed by Tulane E Joseph, The Agency · 619-436-6744
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
RARE OPPORTUNITY - 4 BEDROOMS + EXPANSIVE BONUS LOFT | 2,342 SQ. FT. | MONTECITO AT OTAY RANCH Welcome to Montecito at Otay Ranch! This beautifully upgraded three-story townhome offers 4 spacious bedrooms, 3.5 bathrooms, PLUS an expansive third-floor loft, all within 2,342 square feet of thoughtfully designed living space! The versatile loft provides the perfect additional family room, children's playroom, media room, or flexible living space, complete with a built-in projector and surround sound. The beautifully upgraded kitchen features marble-look quartz countertops, designer herringbone backsplash, stainless steel appliances upgraded in 2022, generous cabinetry, and a walk-in pantry. Rich wood flooring, plantation shutters, and stylish finishes enhance the home's inviting interior. The primary suite offers a custom walk-in closet, dual vanities, soaking tub, and separate shower. Additional highlights include a private patio, dedicated laundry room, and attached two-car garage with storage and Tesla EV charger. Enjoy Montecito's resort-style amenities, including pools, spas, clubhouse, fitness center, and parks, all conveniently located near Otay Ranch Town Center, shopping, dining, and entertainment!
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$328Price per sq ft
$273/moHOA dues
$361Mello-Roos / CFD
31,549 sq ftLot · 0.72 acres
2 garageParking spaces
NoADU / guest unit
20179 years old
26Days on market
Interior
Bedrooms4
Bathrooms3 full, 1 half
Living area2,342 sq ft
Levels3 Story
RoomsDining AreaLoftKitchenLiving RoomPrimary BedroomWalk-In ClosetWalk-In Pantry
AppliancesDishwasherDisposalMicrowaveRange/OvenRefrigerator
FlooringCarpetTileWood
Interior featuresOpen Floor Plan
LaundryElectric, Gas & Electric Dryer HU
AccessibilityNone
Room sizes
Primary bedroom19 × 13 ft
Bedroom 212 × 10 ft
Bedroom 312 × 10 ft
Bedroom 412 × 13 ft
Living room13 × 19 ft
Family room22 × 21 ft
Dining room8 × 12 ft
Kitchen8 × 11 ft
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
UtilitiesElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected
Exterior & lot
Lot size31,549 sq ft (1-3,999 SF)
ViewGreenbeltParklike
PoolCommunity/Common
SpaCommunity/Common
Patio & porchConcrete
FencingWood
Construction
StyleContemporary
Year built2017
Exterior wallsStucco
RoofTile/Clay
Shared wallsEnd Unit
Parking
Garage spaces2
Total spaces2
Parking featuresAttachedGarage - Two DoorGarage Door Opener
HOA, fees & community
HOA dues$273 a month
Total monthly fees$359
Mello-Roos / CFD$361
AssociationTosara II Owners Associat
ComplexTosara II
AmenitiesClub HouseGym/Ex RoomPlaygroundBarbecuePool
Community featuresBBQClubhouse/Rec RoomExercise RoomPlaygroundPoolTennis Courts
PetsYes
Known restrictionsCC&R's
Schools
DistrictSan Diego Unified School Distric
Property & listing details
Home typeTownhome
OwnershipCondominium
ZoningR-1:SINGLE
Parcel number (APN)644-319-31-06
NeighborhoodVillage of Montecito
Subdivision / tractMontecito (old) (MNTO)
MLS areaSouth Bay
Unit3
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onOct 14, 2026
Original list price$769,000
Last price changeOct 14, 2026
Days on market26
MLS #260024918
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$1,450,0003 bd · 3 ba · 1,872 sq ftNear University City / UTC · 92122
Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.15% a year, plus any Mello-Roos)—
Home insurance (California average)—
HOA dues$273
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 91913 is about $3,127/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 91913
+1%1 year
+21%5 years
+81%10 years
Many newer homes in 91913 carry Mello-Roos or other special taxes on top of this estimate. Ask for the exact tax bill before you write an offer.
Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Otay Ranch (Chula Vista) is a Balanced market
3.7 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$328Price per sq ft (area: $458, 28% below)
26 daysOn market (area median: 68 days)
$700,000Area median condo price (+6% vs last year)
99%Of list price that sellers got
See Otay Ranch (Chula Vista) in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 91913, compiled by Jeff Brick.
The neighborhood
Living in Otay Ranch
$880,000Median sale price
56Avg. days on market
35Homes for sale
Market data: SDMLS.
Read the full Otay Ranch guide →Schools
Schools for this home
DistrictSan Diego Unified School Distric
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Otay Ranch schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 10:31 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
