Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$479,000

1645 Emerald Unit 1o, San Diego, CA 92109

1Beds
1Baths
650Sq ft
1975Built

Listed by Karen R Van Ness, eXp Realty of California, Inc. · 858-699-6409

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Walking distance to the beach and the bay! What a fantastic location in Pacific Beach! This spacious ground floor home has one large bedroom, one bathroom, a living room and a space for a small dining table. The generously sized utility/pantry closet is convenient for numerous needs. Walk or bike to multiple shopping centers, restaurants, exercise facilities, etc. The complex is secure and offers assigned parking for the home.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$737Price per sq ft
$469/moHOA dues
NoneMello-Roos / CFD
1Parking spaces
NoADU / guest unit
197551 years old
130Days on market

Interior

Bedrooms1
Bathrooms1 full
Living area650 sq ft
Levels1 Story
RoomsUtility RoomKitchenLiving RoomPrimary Bedroom
AppliancesRefrigeratorElectric Range

Heating, cooling & utilities

Heating(Electric)
WaterMeter on Property
SewerSewer Connected

Exterior & lot

Lot size.5 to 1 AC

Construction

Year built1975
Exterior wallsStucco
RoofComposition

Parking

Other spaces1
Total spaces1
Parking featuresAssignedGated

HOA, fees & community

HOA dues$469 a month
Total monthly fees$469
Mello-Roos / CFDNone
AssociationPacific Plaza Terrace
ComplexPacific Plaza Terrace
PetsAllowed w/Restrictions
Known restrictionsAnimals, CC&R's

Property & listing details

Home typeCondominium
OwnershipCondominium
Parcel number (APN)416-510-14-15
NeighborhoodCrown Point
Subdivision / tractPACIFIC BEACH
MLS areaCoastal South
Unit1o
CountySan Diego
Accepted financingCash, Conventional
Listed onJul 5, 2026
Original list price$499,000
Last price changeJul 23, 2026
Days on market130
MLS #260016338

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
Jul 5, 2026Listed for sale$499,000
Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$469
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92109 is about $3,272/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92109
+2%1 year
+23%5 years
+87%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Pacific Beach is a Balanced market

4.3 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$737Price per sq ft (area: $741, 1% below)
130 daysOn market (area median: 42 days)
$848,000Area median condo price (−32% vs last year)
97%Of list price that sellers got

Price reduced $20,000 from the original list price.

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92109, compiled by Jeff Brick.

The neighborhood

Living in Pacific Beach

$1,410,000Median sale price
60Avg. days on market
53Homes for sale

Market data: SDMLS.

Read the full Pacific Beach guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Pacific Beach schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 12:50 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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