Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$565,000

17439 Plaza Otonal, San Diego, CA 92128

2Beds
2Baths
1,431Sq ft
1978Built

Listed by Kurt Wannebo, eXp Realty of California, Inc · 888-473-7324

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Welcome to effortless single-level living in Oaks North, Rancho Bernardo’s resort-style 55+ community. This turnkey condo has been thoughtfully refreshed, with luxury vinyl plank flooring throughout, a freshly painted interior, BRAND new Samsung kitchen appliances. The open dining and living area flow to a private, tiled and covered back patio, where sunset and mountain views set the scene for warm California evenings. You’ll enjoy those same views from the bedrooms and bonus room. Two bedrooms plus a bonus room with custom built in Murphy bed give you flexible space for a home office, hobbies, or overnight guests. Large 2nd outdoor patio space out front is fully fenced with artificial turf, perfect for entertaining and pets. Spacious one-car garage plus ample guest parking right out front.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$395Price per sq ft
$530/moHOA dues
NoneMello-Roos / CFD
1 garage + 1Parking spaces
NoADU / guest unit
197848 years old
8Days on market

Interior

Bedrooms2 (+1 optional)
Bathrooms2 full
Living area1,431 sq ft
Levels1 Story
RoomsDining AreaDining Room/SeparatePrim BR Entry LevelOfficeOptional BedroomsKitchenLiving RoomPrimary BedroomEntryLaundryPrimary Bathroom
AppliancesDishwasherDisposalDryerMicrowaveRefrigeratorWasher
FlooringLinoleum/VinylTile
Interior featuresBathtubBuilt-InsCeiling FanRecessed LightingShower in Tub
Fireplace1 · FP in Living Room
LaundryElectric

Room sizes

Primary bedroom11X16 ft
Bedroom 29X11 ft
Living room13X20 ft
Dining room9X10 ft
Kitchen12X9 ft

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter Paid/Not In
SewerSewer Available
UtilitiesElectricity ConnectedSewer Connected

Exterior & lot

Lot size0 (Common Interest)
ViewMountains/HillsNeighborhood
PoolCommunity/Common
SpaCommunity/Common
Patio & porchCoveredStone/TilePorch - FrontPorch - Rear
FencingFull

Construction

Year built1978
ConditionTurnkey
Exterior wallsStucco
RoofCommon Roof
Shared wallsNo Unit Below, 2+ common walls

Parking

Garage spaces1
Other spaces1
Total spaces2
Parking featuresDetached

HOA, fees & community

HOA dues$530 a month
Total monthly fees$580
Other fees$595
Mello-Roos / CFDNone
AssociationOaks North 2
ComplexOaks North 2
AmenitiesClub HouseGym/Ex RoomPaddle TennisSpaBarbecuePool
Community featuresBBQTennis CourtsBiking/Hiking TrailsClubhouse/Rec RoomExercise RoomPoolSaunaSpa/Hot TubPickleball
PetsYes
Age restrictions55 and Up
Known restrictionsCC&R's

Schools

DistrictPoway Unified School District

Property & listing details

Home typeCondominium
OwnershipCondominium
ZoningR-1:SINGLE
Parcel number (APN)273-750-13-04
NeighborhoodOaks North
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Listed onNov 2, 2026
Original list price$565,000
Last price changeNov 2, 2026
Days on market8
MLS #260026083

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$530
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92128
−2%1 year
+22%5 years
+78%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Rancho Bernardo is a Balanced market

4.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$395Price per sq ft (area: $526, 25% below)
8 daysOn market (area median: 37 days)
$568,000Area median condo price (−9% vs last year)
98%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92128, compiled by Jeff Brick.

The neighborhood

Living in Rancho Bernardo

$1,040,000Median sale price
57Avg. days on market
111Homes for sale

Market data: SDMLS.

Read the full Rancho Bernardo guide →
Schools

Schools for this home

DistrictPoway Unified School District

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Rancho Bernardo schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 6:50 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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