Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$2,975,000

2465 Oxford Avenue, Cardiff-By-The-Sea, CA 92007

3Beds
2Baths
1,488Sq ft
1980Built
5,000Lot sq ft

Listed by Tyler Brown, Trinity Homes & Investments · 858-442-3449

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Experience the best of Cardiff-by-the-Sea living in this beautifully remodeled coastal home, ideally located west of I-5 in Cardiff's desirable Walking District. Enjoy breathtaking panoramic ocean views and spectacular sunsets from the spacious upstairs primary suite and private balcony. Thoughtfully redesigned for modern coastal living, this 3-bedroom, 2-bath home features an open-concept floor plan, stunning kitchen with quartz countertops and custom cabinetry, engineered white oak flooring, and beautifully renovated bathrooms. Large sliding glass doors connect the kitchen and living area to an inviting front yard retreat featuring a fire pit, seating areas, recently replaced deck, and new designer concrete pavers—perfect for entertaining and indoor-outdoor living. The lush backyard offers a spacious grassy lawn and peaceful retreat, while a finished flex studio attached to the garage provides versatile space for art, yoga, or a home office. Extensive renovations and ongoing improvements include updated windows and doors, recessed lighting, a hot-water outdoor shower, tankless water heater, mini-split heating and cooling, whole-house water filtration, and a gated driveway. Just a short stroll to the beach, Glen Park, Seaside Market, restaurants, shops, and schools, this exceptional home captures the very best of Cardiff's relaxed coastal lifestyle.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$1,999Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
5,000 sq ftLot · 0.12 acres
1 garage + 2Parking spaces
NoADU / guest unit
198046 years old
5Days on market

Interior

Bedrooms3
Bathrooms2 full
Living area1,488 sq ft
Levels2 Story
RoomsBedroom Entry LevelBonus RoomFamily RoomPrimary RetreatKitchenPrimary BedroomArt StudioPrimary Bathroom
Appliances6 Burner StoveDishwasherDisposalDryerGarage Door OpenerGas CookingIce MakerRefrigeratorWasherWater Filtration
FlooringWood
Interior featuresRecessed LightingRemodeled KitchenKitchen Open to Family Rm
FireplaceBonus Room, Fire Pit
LaundryGas

Heating, cooling & utilities

HeatingMini Split (Electric)
CoolingHigh Efficiency, Mini Split, Zoned Area(s)
WaterMeter on Property, Public
SewerPublic Sewer, Sewer Connected
UtilitiesSewer Connected
IrrigationSprinklers

Exterior & lot

Lot size5,000 sq ft (4,000-7,499 SF)
ViewCatalinaCoastlineLagoon/EstuaryOceanPanoramicPanoramic OceanWater
Patio & porchBalconyPatio
FencingFull, Gate, Wood

Construction

Year built1980
Exterior wallsStucco
RoofComposition

Parking

Garage spaces1
Other spaces2
Total spaces3
Parking featuresAttached

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone

Property & listing details

Home typeDetached
OwnershipFee Simple
ZoningR-2
Parcel number (APN)261-113-33-00
NeighborhoodCardiff-By-The-Sea
Subdivision / tractCARDIFF BY THE SEA
MLS areaCoastal North
CountySan Diego
Accepted financingCal Vet, Cash, Conventional, FHA
Listed onNov 5, 2026
Original list price$2,975,000
Last price changeNov 5, 2026
Days on market5
MLS #260026575

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.15% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92007 is about $4,454/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92007
+10%1 year
+38%5 years
+117%10 years

Estimates, not a loan quote. Tax uses the San Diego County typical rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Encinitas (Cardiff & Leucadia) is a Seller's market

2.5 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$1,999Price per sq ft (area: $1,180, 69% above)
5 daysOn market (area median: 14 days)
$2,300,000Area median house price (+2% vs last year)
98%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in Encinitas, compiled by Jeff Brick.

The neighborhood

Living in Encinitas

$2,075,000Median sale price
56Avg. days on market
51Homes for sale

Market data: SDMLS.

Read the full Encinitas guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Encinitas schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 7:25 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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