Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$675,000

3164 L St, San Diego, CA 92102

2Beds
2Baths
797Sq ft
2026Built

Listed by Marissa J Santos, eXp Realty of Southern CA · 916-878-0271

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

NO HOA. NO MELLO-ROOS. A rare opportunity to own brand-new construction just minutes from Downtown San Diego. This stunning 2-bedroom, 1.5-bath home was designed for modern living, featuring a bright open-concept layout, beautiful wood-look flooring, a sleek kitchen with stainless steel appliances, quartz-style countertops and a large island perfect for entertaining. Enjoy in-unit laundry, efficient heating and cooling, your own private patio and assigned parking. Individually parceled with no HOA, you get the freedom of homeownership without the added monthly dues. Ideally located near Downtown, Balboa Park, Coronado, Petco Park, North Park, dining and nightlife, with convenient access to Naval Base San Diego (32nd Street) and NAS North Island in Coronado. Brand new, beautifully finished and ready to be yours. Welcome home!

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$847Price per sq ft
NoneHOA dues
NoneMello-Roos / CFD
1Parking spaces
NoADU / guest unit
20260 years old
120Days on market

Interior

Bedrooms2
Bathrooms1 full, 1 half
Living area797 sq ft
Levels2 Story
RoomsKitchenLiving RoomAll Bedrooms UpEntryLaundry
AppliancesDishwasherDisposalMicrowaveRefrigeratorElectric OvenElectric RangeCounter Top
FlooringLinoleum/Vinyl
LaundryGas & Electric Dryer HU

Room sizes

Primary bedroom10 × 11 ft
Bedroom 210 × 10 ft
Living room12 × 13 ft
Kitchen11 × 14 ft

Heating, cooling & utilities

HeatingHeat Pump (Electric)
CoolingMini Split
WaterMeter on Property
SewerSewer Connected
UtilitiesElectricity ConnectedSewer ConnectedWater Connected

Exterior & lot

Lot size1-3,999 SF
ViewMountains/Hills
Patio & porchEnclosed
FencingPartial, Wood

Construction

StyleContemporary
Year built2026
ConditionNew Construction
Exterior wallsStucco
RoofFlat
SecuritySmoke Detector
Shared wallsNo Common Walls

Parking

Other spaces1
Total spaces1
Parking featuresAssigned

HOA, fees & community

HOA duesNone
Mello-Roos / CFDNone
Known restrictionsCC&R's

Property & listing details

Home typeDetached
OwnershipFee Simple
Parcel number (APN)545-301-40-00
NeighborhoodGrant Hill
Subdivision / tractOther(OTHR)
MLS areaMetro Central
CountySan Diego
Accepted financingCash, Conventional, FHA, VA
Sale typeStandard
Listed onSep 23, 2026
Original list price$675,000
Last price changeSep 23, 2026
Days on market120
MLS #260023314

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA duesNone listed
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92102 is about $2,301/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92102
+2%1 year
+16%5 years
+68%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Golden Hill is a Balanced market

3.7 months of inventory for houses in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$847Price per sq ft (area: $711, 19% above)
120 daysOn market (area median: 21 days)
$689,000Area median house price (−14% vs last year)
100%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, houses in ZIP 92102, compiled by Jeff Brick.

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 3:20 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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