Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$474,900

702 Ash Street Unit 207, San Diego, CA 92101

1Beds
1Baths
782Sq ft
1929Built

Listed by Gregg R Neuman, Berkshire Hathaway HomeService · 619-595-7025

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Historic charm, modern sophistication, and the potential for substantial property tax savings; an exceptional combination that makes this El Cortez residence truly stand out! Discover a stylishly updated corner end unit in one of Downtown San Diego’s most iconic historic landmarks. Impeccably maintained and filled with natural light from multiple large windows, this residence offers a remarkable financial advantage: Mills Act designation could reduce property taxes by approx. 50% delivering meaningful savings year after year. The hard work has already been done! Upgraded improvements include a beautifully remodeled bathroom with a walk-in shower, new vanity, and custom cabinetry, along with sleek engineered wood flooring, fresh paint, and new fixtures and lighting throughout. The bright kitchen features refinished cabinetry and a new refrigerator, while the living room showcases attractive built-in shelving. Smart storage solutions further distinguish this home, including a versatile entry workstation/wardrobe closet with shelving and electrical outlets, an expanded primary bedroom walk-in closet. Situated on desirable Cortez Hill, enjoy a distinctive Downtown lifestyle with Balboa Park, Little Italy, acclaimed dining, and city attractions just moments away. Historic prestige, contemporary comfort, and potential long-term tax savings, an “all in one” exceptional opportunity. Simply move in and enjoy! (Buyer to verify Mills Act savings).

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$607Price per sq ft
$1,289/moHOA dues
NoneMello-Roos / CFD
1 garageParking spaces
NoADU / guest unit
192997 years old
1Days on market

Interior

Bedrooms1
Bathrooms1 full
Living area782 sq ft
Levels1 Story
RoomsBreakfast AreaDining AreaPrim BR Entry LevelKitchenLiving RoomWalk-In Closet
AppliancesDishwasherDisposalGarage Door OpenerMicrowaveRange/OvenRefrigerator
FlooringTileWood
Interior featuresCeiling FanGranite CountersRecessed LightingRemodeled KitchenShowerKitchen Open to Family Rm
AccessibilityNo Interior Steps

Room sizes

Family room- ft
Dining roomCombo ft

Heating, cooling & utilities

HeatingForced Air Unit
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
UtilitiesCable ConnectedElectricity ConnectedSewer ConnectedWater Connected

Exterior & lot

Lot size0 (Common Interest)
ViewCityCity LightsEvening LightsNeighborhood
PoolCommunity/Common
SpaCommunity/Common, Yes
FencingFull

Construction

StyleMediterranean/Spanish
Year built1929
ConditionTurnkey, Updated/Remodeled
Exterior wallsStucco
SecurityGated Community
Shared wallsEnd Unit

Parking

Garage spaces1
Total spaces1
Parking featuresAttachedCommunity GarageGarage Door OpenerUnderground

HOA, fees & community

HOA dues$1,289 a month
Total monthly fees$1,289
Mello-Roos / CFDNone
AssociationEl Cortez HOA
ComplexEl Cortez
AmenitiesControlled AccessGym/Ex RoomPool
Community featuresBBQExercise RoomLaundry FacilitiesPet RestrictionsPoolRecreation AreaSpa/Hot Tub
PetsYes
Known restrictionsCC&R's

Schools

DistrictSan Diego Unified School Distric

Property & listing details

Home typeCondominium
OwnershipCondominium
ZoningR-1:SINGLE
Parcel number (APN)534-032-05-16
NeighborhoodCortez Hill / Downtown
Subdivision / tractDOWNTOWN
MLS areaMetro Central
Unit207
CountySan Diego
Accepted financingCash, Conventional
Listed onNov 9, 2026
Original list price$474,900
Last price changeNov 9, 2026
Days on market1
MLS #260026761

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Off-market · not on Zillow, Redfin or the MLS

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What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$1,289
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92101 is about $2,917/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92101
−4%1 year
+3%5 years
+21%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Downtown San Diego is a Buyer's market

6.6 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$607Price per sq ft (area: $745, 18% below)
1 daysOn market (area median: 35 days)
$621,250Area median condo price (−8% vs last year)
98%Of list price that sellers got

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92101, compiled by Jeff Brick.

The neighborhood

Living in Downtown San Diego

$710,000Median sale price
74Avg. days on market
247Homes for sale

Market data: SDMLS.

Read the full Downtown San Diego guide →
Schools

Schools for this home

DistrictSan Diego Unified School Distric

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Downtown San Diego schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 1:21 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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