Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
$479,900

12132 Royal Birkdale Row Unit 104e, San Diego, CA 92128

1Beds
2Baths
906Sq ft
1987Built

Listed by Erin Martinez, M2 Real Estate & Consulting · 619-885-3292

Jeff Brick
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home

Resort-Style Living with Spectacular Golf Course Views! This updated ground-floor 1bd, 1.5ba condo offers an open, light-filled layout with a cozy fireplace, spacious primary suite & large private patio overlooking tranquil golf course setting—perfect for morning coffee or unwinding at the end of the day. Additional features include in-unit laundry, central A/C, and an assigned garage space. HOA dues include water, gas, internet, cable, trash, exterior maintenance, three community pools, plus exclusive access to the Bernardo Heights Community Center featuring tennis courts, a fitness center, clubhouse, and outstanding recreational amenities. You'll feel like you live at a resort! Currently operating as a successful VRBO (~$3,000/month), offering great opportunity for primary residence, second home, or income-producing investment. Located near top-rated schools, shopping, dining, parks, and freeway access, this move-in-ready home offers the perfect blend of comfort, convenience, and carefree resort-style living. Buyer to verify all MLS info.

Remarks provided by the listing agent through SDMLS.

Home facts

Everything SDMLS reports for this home
$530Price per sq ft
$1,081/moHOA dues
NoneMello-Roos / CFD
1Parking spaces
NoADU / guest unit
198739 years old
150Days on market

Interior

Bedrooms1
Bathrooms1 full, 1 half
Living area906 sq ft
Levels1 Story
AppliancesDishwasherDisposalDryerMicrowaveWasherElectric Range
LaundryElectric

Heating, cooling & utilities

HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
SewerSewer Connected

Exterior & lot

Lot size0 (Common Interest)
PoolCommunity/Common

Construction

Year built1987
Exterior wallsStucco
RoofTile

Parking

Other spaces1
Total spaces1
Parking featuresAssignedCommunity Garage

HOA, fees & community

HOA dues$1,081 a month
Total monthly fees$1,081
Mello-Roos / CFDNone
AssociationElite Management
ComplexMasters Hill Summit
Known restrictionsCC&R's

Property & listing details

Home typeCondominium
OwnershipCondominium
Parcel number (APN)3134310232
NeighborhoodMasters Hill
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
Unit104E
CountySan Diego
Accepted financingCash, Conventional
Listed onJun 13, 2026
Original list price$486,900
Last price changeJul 28, 2026
Days on market150
MLS #260014453

Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.

Price & status history

DateEventPrice
Jun 13, 2026Listed for sale$486,900
Off-market · not on Zillow, Redfin or the MLS

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Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.

What it costs to own

Your estimated monthly cost

— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$1,081
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—

Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.

Rent vs. buy

Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.

Home values in 92128
−2%1 year
+22%5 years
+78%10 years

Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros

This home vs. its market

Rancho Bernardo is a Balanced market

4.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.

$530Price per sq ft (area: $526, 1% above)
150 daysOn market (area median: 37 days)
$568,000Area median condo price (−9% vs last year)
98%Of list price that sellers got

Price reduced $7,000 from the original list price.

Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92128, compiled by Jeff Brick.

The neighborhood

Living in Rancho Bernardo

$1,040,000Median sale price
57Avg. days on market
111Homes for sale

Market data: SDMLS.

Read the full Rancho Bernardo guide →
Schools

Schools for this home

Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.

See all Rancho Bernardo schools in Jeff's guide →

Similar homes nearby

Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 5:20 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error

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