Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleBalanced MarketRancho Bernardo · 4.1 months of condos for sale · typical home sells in 37 daysMarket report 115 days on market · MLS# 260017723
$485,000
12140 Rancho Bernardo Dr Unit B, San Diego, CA 92128
2Beds
2Baths
1,040Sq ft
1969Built
Listed by Tracie Kersten, Compass · 619-886-5294
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Located in the desirable Bernardo Villas community, this inviting upper-level condo with additional golf cart garage (not available to all units) combines some modern updates with spectacular panoramic golf course views. Located on the quiet back side of the complex, this property features a bright, open floor plan that creates a welcoming atmosphere, enhanced by an abundance of natural light throughout. Upgrades include smooth ceilings, fresh paint and new vinyl plank flooring. The kitchen features view onto the courtyard and a generous pantry. Step outside to your own large balcony (with utility closet) and take in peaceful fairway views—the perfect setting for a quiet morning or a relaxing evening off of the living room and a separate private front porch at the entry. Storage is plentiful with a covered carport, along with a separate golf cart garage or bonus storage space to accommodate outdoor equipment and seasonal items. Homeowners enjoy membership to the Rancho Bernardo Swim & Tennis Club, offering resort-style amenities including pools, a spa, fitness center, tennis and pickleball courts, and an active clubhouse. HOA dues also include water, trash, internet, and TV services. Ideally situated in the award-winning Poway Unified School District, this home is just moments from shopping, restaurants, parks, golf, and convenient access to I-15, making it an exceptional opportunity to enjoy the best of Rancho Bernardo living.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$466Price per sq ft
$525/moHOA dues
NoneMello-Roos / CFD
1Parking spaces
NoADU / guest unit
196957 years old
115Days on market
Interior
Bedrooms2
Bathrooms2 full
Living area1,040 sq ft
Levels1 Story
RoomsDining Area
AppliancesRefrigeratorElectric Stove
LaundryElectric
Room sizes
Primary bedroom14 × 10 ft
Bedroom 213 × 10 ft
Living room14 × 10 ft
Dining room14 × 9 ft
Kitchen12 × 10 ft
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
WaterMeter on Property
SewerSewer Paid
Exterior & lot
Lot size0 (Common Interest)
Construction
Year built1969
Exterior wallsStucco
RoofTile
Shared wallsNo Unit Above
Parking
Other spaces1
Total spaces1
HOA, fees & community
HOA dues$525 a month
Total monthly fees$564
Other fees$466
Mello-Roos / CFDNone
AssociationElite Management
ComplexBernardo Villas
PetsAllowed w/Restrictions
Known restrictionsCC&R's
Property & listing details
Home typeCondominium
OwnershipCondominium
Parcel number (APN)273-190-05-34
NeighborhoodRancho Bernardo
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
UnitB
CountySan Diego
Accepted financingCash, Conventional
Listed onJul 18, 2026
Original list price$569,000
Last price changeOct 9, 2026
Days on market115
MLS #260017723
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Price & status history
DateEventPrice
Jul 18, 2026Listed for sale$569,000
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$525
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Balanced market
4.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$466Price per sq ft (area: $526, 11% below)
115 daysOn market (area median: 37 days)
$568,000Area median condo price (−9% vs last year)
98%Of list price that sellers got
Price reduced $84,000 from the original list price.
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92128, compiled by Jeff Brick.
The neighborhood
Living in Rancho Bernardo
$1,040,000Median sale price
57Avg. days on market
111Homes for sale
Market data: SDMLS.
Read the full Rancho Bernardo guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Rancho Bernardo schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 6:50 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
