Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
PendingBalanced MarketRancho Bernardo · 4.1 months of condos for sale · typical home sells in 37 daysMarket report 108 days on market · MLS# 260017399
$598,000
12435 Rios Rd, San Diego, CA 92128
2Beds
2Baths
1,120Sq ft
1965Built
Listed by Brett Dickinson, Compass California III, Inc. · 858-204-6226
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Seller Motivated!!! Beautifully updated and move-in ready, this single-level Seven Oaks residence features a newly added front bonus room and one of the few private, fully fenced backyards in the community. The backyard offers a covered patio with ceiling fan and lighting, low-maintenance turf, garden space, and sweeping 180-degree west-facing sunset views, creating the perfect setting for relaxing or entertaining. Extensively upgraded over the past two years, this 2-bedroom, 2-bathroom + bonus room home features a refreshed kitchen with new stainless steel appliances, flooring, electrical, lighting, skylight, and refaced cabinetry with updated hardware. Both bedrooms have been updated with new carpeting, blinds, and paint, with a new ceiling fan installed in the secondary bedroom. The living and family rooms also feature new flooring and paint. Additional improvements include a new washer and dryer and a newer roof completed in 2022. Ideally situated in the Seven Oaks 55+ community of Rancho Bernardo, the home is within walking distance of grocery stores, coffee shops, restaurants, and the Seven Oaks Community Center, featuring an expansive pool, outdoor patio, and a variety of clubs and activities. HOA dues include water, cable, trash, and landscaping maintenance.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$534Price per sq ft
$690/moHOA dues
NoneMello-Roos / CFD
1 garage + 6Parking spaces
NoADU / guest unit
196561 years old
108Days on market
Interior
Bedrooms2
Bathrooms2 full
Living area1,120 sq ft
Levels1 Story
RoomsKitchenLiving Room
AppliancesDishwasherDisposalMicrowaveRange/OvenRefrigerator
FlooringCarpetWood
Fireplace1 · FP in Living Room
LaundryGas & Electric Dryer HU
Heating, cooling & utilities
HeatingForced Air Unit (Natural Gas)
CoolingCentral Forced Air
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size0 (Common Interest)
PoolCommunity/Common
FencingFull
Construction
Year built1965
Exterior wallsStucco
RoofShingle
Parking
Garage spaces1
Other spaces6
Total spaces7
Parking featuresDetached
HOA, fees & community
HOA dues$690 a month
Total monthly fees$741
Other fees$610
Mello-Roos / CFDNone
AssociationSeven Oaks Community Ctr
ComplexSeven Oaks
AmenitiesPool
Age restrictions55 and Up
Schools
DistrictPoway Unified School District
Property & listing details
Home typeCondominium
OwnershipCondominium
ZoningR-1
Parcel number (APN)274-511-19-79
NeighborhoodSeven Oaks
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, Exchange
Sale typeCall Agent
Listed onJul 15, 2026
Original list price$685,000
Last price changeOct 27, 2026
Days on market108
MLS #260017399
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Price & status history
DateEventPrice
Jul 15, 2026Listed for sale$685,000
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$690
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Balanced market
4.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$534Price per sq ft (area: $526, 2% above)
108 daysOn market (area median: 37 days)
$568,000Area median condo price (−9% vs last year)
98%Of list price that sellers got
Price reduced $87,000 from the original list price.
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92128, compiled by Jeff Brick.
The neighborhood
Living in Rancho Bernardo
$1,050,000Median sale price
59Avg. days on market
109Homes for sale
Market data: SDMLS.
Read the full Rancho Bernardo guide →Schools
Schools for this home
DistrictPoway Unified School District
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Rancho Bernardo schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 2:16 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
