Details for Jeff's clients
Off-marketCompass Private Exclusive$2,699,0005 bd · 5 ba · 6,011 sq ftNear Poway · 92064
Jeff Brick · CompassQuestions about this home? Call or text Jeff, 858-324-4448
For saleBalanced MarketRancho Bernardo · 4.1 months of condos for sale · typical home sells in 37 daysMarket report 37 days on market · MLS# 260024186
$639,000
12491 Rios, Rancho Bernardo, CA 92128
2Beds
2Baths
1,358Sq ft
1970Built
Listed by Glen E Brush, Brush Realty · 760-807-9984
Your agent for this homeJeff BrickREALTOR® · Compass · 2026 SDMLS President
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About this home
Nestled in the heart of Seven Oaks, a 55+ community. A lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lush gardens and manicured lawns (maintained by the HOA) surround the home, creating a private, picturesque outdoor retreat. Meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and genuine pride of ownership. The patio captures sweeping views of the distant hills.
Remarks provided by the listing agent through SDMLS.
Home facts
Everything SDMLS reports for this home$471Price per sq ft
$600/moHOA dues
NoneMello-Roos / CFD
1Parking spaces
NoADU / guest unit
197056 years old
37Days on market
Interior
Bedrooms2
Bathrooms2 full
Living area1,358 sq ft
Levels1 Story
RoomsBedroom Entry LevelDining AreaGreat RoomAll Bedrooms Down
AppliancesDishwasherDisposalMicrowaveElectric Cooking
Fireplace1 · FP in Family Room
LaundryElectric
Accessibility32 Inch+ Wide Doors36 Inch+ Wide Halls
Room sizes
Primary bedroom16 × 12 ft
Bedroom 212 × 10 ft
Family room27 × 14 ft
Dining room11 × 9 ft
Kitchen11 × 9 ft
Heating, cooling & utilities
HeatingFireplace, Forced Air Unit (Natural Gas)
CoolingCentral Forced Air, Electric
WaterMeter on Property
SewerSewer Connected
Exterior & lot
Lot size0 (Common Interest)
PoolCommunity/Common
Construction
Year built1970
Exterior wallsStucco, Wood
RoofComposition
Parking
Other spaces1
Total spaces1
HOA, fees & community
HOA dues$600 a month
Total monthly fees$647
Other fees$560
Mello-Roos / CFDNone
AssociationSeven Oaks
ComplexSeven Oaks
PetsYes
Age restrictions55 and Up
Known restrictionsCC&R's
Property & listing details
Home typeCondominium
OwnershipFee Simple
Parcel number (APN)274-210-27-36
NeighborhoodSeven Oaks
Subdivision / tractRANCHO BERNARDO
MLS areaNorth County Inland
CountySan Diego
Accepted financingCash, Conventional, FHA
Listed onOct 4, 2026
Original list price$639,000
Last price changeOct 4, 2026
Days on market37
MLS #260024186
Facts from San Diego MLS as reported by the listing agent. Deemed reliable but not guaranteed. Questions about any detail? Text Jeff.
Off-market · not on Zillow, Redfin or the MLS
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Details for Jeff's clients
Off-marketCompass Private Exclusive$899,0003 bd · 1 ba · 1,200 sq ftNear Escondido · 92025
Details for Jeff's clients
Off-marketCompass Private Exclusive$3,600,0006 bd · 6 ba · 4,495 sq ftNear Escondido · 92029
Compass Private Exclusives are not listed in the MLS and are not part of the SDMLS data on this site. Images show the neighborhood, not the home.
What it costs to own
Your estimated monthly cost
— / month
Principal & interest—
Property tax (1.251% a year)—
Home insurance (California average)—
HOA dues$600
Income needed (housing at 28% of gross pay)—
Down payment—
Property tax for the year—
Rate starts at the Freddie Mac 30-year average, week of November 5, 2026.
Rent vs. buy
Typical rent in 92128 is about $3,060/month. Owning this home runs about — more each month before tax benefits and equity.
Home values in 92128
−2%1 year
+22%5 years
+78%10 years
Estimates, not a loan quote. Tax uses the San Diego County City of San Diego rate on the list price; insurance is the California average policy; rent and value trends are Zillow indexes for the ZIP. Mortgage calculator · Cost to own in San Diego · Insurance and lending pros
Rancho Bernardo is a Balanced market
4.1 months of inventory for condos in October 2026. Under 3 months favors sellers, 3 to 6 is balanced, over 6 favors buyers.
$471Price per sq ft (area: $526, 11% below)
37 daysOn market (area median: 37 days)
$568,000Area median condo price (−9% vs last year)
98%Of list price that sellers got
See Rancho Bernardo in the market report Neighborhood guide · What's my home worth?
Area figures: San Diego MLS closed sales, October 2026, condos in ZIP 92128, compiled by Jeff Brick.
The neighborhood
Living in Rancho Bernardo
$1,050,000Median sale price
58Avg. days on market
109Homes for sale
Market data: SDMLS.
Read the full Rancho Bernardo guide →Schools
Schools for this home
Schools as listed in SDMLS. Confirm enrollment boundaries with the school district.
See all Rancho Bernardo schools in Jeff's guide →Similar homes nearby
Based on information from the San Diego Multiple Listing Service as of November 11, 2026 at 1:21 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Jeff Brick, REALTOR® · Compass · California DRE #02156850 · Report a listing error
